How to calculate the payment of social security units and individuals?

The differences are as follows: First, the types of insurance are different, which is the most obvious difference between individual payment and unit payment. Individuals who pay social security can only participate in two kinds of insurance: endowment insurance and medical insurance; What the unit pays is employee social security, including five basic types of insurance: endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. It can be seen that the unit can provide more protection by paying social security. Second, individuals with different payment amounts pay social security, and the general payment ratio is 20%. Then, we must refer to the local average wage and the payment grade provided by the social security department. The lowest grade is 60%, and the highest grade is 300%. Units pay social security, and the proportion of payment is paid by companies and individuals. Endowment insurance is that the unit pays you 20% every month and you pay 8% yourself. Medical insurance is a serious illness plan that the company pays you 9% every month, and you pay 2% yourself, plus 10 yuan. Third, the insured place does not pay social security by itself, and can participate in urban and rural residents' insurance or new rural insurance and new rural cooperative medical system as a flexible employee, but must pay and retire at the place where the household registration is located; The social security paid by the unit must be paid in the place where the unit is located, which has nothing to do with the employee's household registration, but after retirement, the retirement formalities shall be handled according to the household registration policy. Fourth, the pension benefits of employees in different units are generally relatively high, while individuals pay social security according to the high grade and low grade, and the highest is only the average social wage, so the payment base is low, so the treatment is lower. However, the pension benefits in China have always been overpaid, and individuals who pay social security have to pay more if they want to get more pensions.

Legal objectivity:

Article 57 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with the business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.