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Does social security include maternity insurance?
1. The five insurances paid by the employer include old-age insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, of which maternity insurance is fully borne by the employer and does not need to be paid by employees. However, if individuals pay their own social security, maternity insurance is not included, because maternity insurance can only be paid in the name of the unit. If maternity insurance has been paid continuously for one year, you can enjoy maternity allowance according to law during childbirth;
2. Employees who have established labor relations with employers, including male employees, should participate in maternity insurance, and maternity insurance will only be available after paying social security. Individuals who pay social security are self-employed or self-employed and are not allowed to participate in maternity insurance.
Legal basis: Article 53 of the Social Insurance Law of People's Republic of China (PRC).
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
Article 54
The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.
Article 55
Maternity medical expenses include the following contents:
(1) Maternity medical expenses;
(two) family planning medical expenses;
(3) Other project expenses stipulated by laws and regulations.
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