Minimum social security provision rate

1. This adjustment covers all kinds of enterprises, private non-enterprise units, social organizations (hereinafter referred to as units) and their employees who registered (opened accounts) in our city before February 365438+February 3, 2020. The adjustment of organs and institutions shall be issued separately. 2. The deposit base is approved according to the average monthly wage income (total wages) of employees in 2020. The specific caliber shall be implemented in accordance with the Notice on Adjusting the Housing Provident Fund of Employees in Organs, Enterprises and Institutions in total wage base (Su Zi [2012] No.81). 3. The maximum deposit base of all localities shall not exceed 3 times the average monthly salary of employees in Suzhou in 2020, that is, 28,400 yuan. If the monthly salary base of employees exceeds the maximum limit, it shall be calculated according to the maximum limit; if it does not reach the maximum limit, it shall be calculated according to the actual situation. 4. All kinds of enterprises, private non-enterprise units, social organizations, etc. Units and employees pay 5% ~ 12% respectively. After discussion and approval by the trade union or workers' congress of the unit, the deposit unit may independently apply for re-determining the deposit ratio during the annual adjustment period. 5. The monthly salary base of housing allowance for new employees shall be adjusted at the same time. 6. This adjustment will be implemented from July 1, 20265438, and completed before August 3 1, 20265438. 7. If the basic information of the depositor changes, it shall go through the formalities of change in a timely manner in accordance with the provisions. 8 to participate in the housing provident fund system of individual industrial and commercial households and their employees' payment base should be consistent with my social security payment base. The upper and lower limits of the wage base and the deposit ratio shall be implemented in accordance with the relevant provisions of the deposit enterprise. 9. For freelancers who participate in the housing provident fund system, the minimum monthly deposit amount of this housing provident fund settlement year is 500 yuan/month, and the maximum amount is not more than 5,000 yuan/month for each additional 500 yuan.

Legal basis:

Regulations on the administration of housing provident fund

Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Twenty-seventh applicants for housing provident fund loans shall provide guarantees.