What are the three major risks for individuals to pay social security?

Endowment insurance, medical insurance, unemployment insurance, etc.

1. Old-age insurance: Old-age insurance is to protect the basic needs of workers after retirement. Personal pension insurance can accumulate personal pension for retirement. The contribution ratio of endowment insurance is 16% for the unit and 8% for the individual.

2. Medical insurance: Medical insurance aims to help individuals pay medical expenses and ensure basic medical needs. Individuals who pay medical insurance can enjoy reimbursement of medical expenses or direct payment services. The proportion of medical insurance payment is 6% for the unit and 2% for the individual.

3. Unemployment insurance: Unemployment insurance provides certain economic compensation and employment assistance when workers are unemployed. Individuals who pay unemployment insurance can get certain living allowances and employment services when they are unemployed. The contribution rate of unemployment insurance is 2% for the unit and 0/%for the individual/kloc.