How to operate a social security card to receive a pension?

How to operate a social security card to receive a pension?

No matter which bank can withdraw money from the ATM with UnionPay logo, basically all domestic banks have joined the UnionPay settlement system, so the ATM with UnionPay logo basically supports all bank cards to withdraw cash.

note:

There are two accounts in the social security card: one is the social security account and the other is the financial account. If you use a social security card to receive a pension, you must bring your ID card and social security card, and activate the social security card financial account in the bank where the social security card is opened in advance. If it is not activated, you will not be able to receive a pension.

Why use social security card to receive pension?

1, social security cards can enjoy many preferential policies.

In the past, you had to pay an annual fee and a small account management fee to receive a pension through a passbook or bank card. If you accidentally lose your bank card, you need to pay a replacement fee. Now you can use social security card to receive pension, which can avoid the annual fee, small account management fee, replacement card and other expenses. For groups with poor economic conditions and low number of pensioners, exempting this fee can reduce the economic burden to some extent.

2. Social security cards are rich in functions.

Another important reason for actively promoting social security card as a pension distribution channel is that its function is very powerful.

The social security card not only has the basic functions of receiving pension and using it as a bank debit card, but also has the functions of 102, including identification, medical settlement, self-help inquiry and other functions, such as inquiring about personal insurance, payment information, reimbursement of medical expenses by credit card, etc. Moreover, with the continuous development of technology and the Internet, the functions of social security cards will become more and more.

1. Can the financial function of the social security card be activated locally when the beneficiary lives in a different place?

A: Yes, it can be handled in any branch of a corresponding bank in China.

2. When will the pension be paid to the social security card after the bank account receiving the pension is changed to the social security card bank account?

A: From the month after the change, the pension will be paid directly to the bank account of the social security card.

3. The social security card opened by the beneficiary is far from home, so it is inconvenient to withdraw money. Can I apply for a new social security card in a bank near my home?

A: Retirees use social security cards to receive pensions. Most banks are exempt from inter-bank withdrawal fees (please consult the issuing bank for details). It is convenient to withdraw money from the nearest bank. If you need to apply for a new social security card, you should first cancel the social security function of the original card at the social security card processing outlet, and then apply for a new card at the nearest bank.

The process of receiving a pension from a social security card is also very simple, and different situations can be operated according to the following corresponding operations:

First of all, users who are ready to retire:

1. Check whether your social security card is a financial social security card. If not, you can upgrade your card through official channels such as the Social Security Center. If it is a financial card, you need to bring the card to the bank displayed on the card surface for activation.

2. When an individual retires or the unit assists in retirement, it is bound to my social security card financial account, and the pension can be directly paid to the corresponding social security card after retirement.

2. Users who have received pensions and need to change their social security cards:

1, get your own financial social security card and activate it;

2. Bring your ID card and social security card and make changes through official channels such as the window of the local social security center. After successful processing, the pension will be paid directly to the corresponding social security card.

Legal basis:

Social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.