How to pay social security by yourself is the most cost-effective

How to pay social security by yourself is the most cost-effective, and it needs to be seen according to the specific regulations of your place.

1. Bring your ID card to the window of the Human Resources and Social Security Bureau or the local tax department to fill in the application form;

2. Select the payment grade and method after review, such as automatic debit of bank cards;

3. Apply for a social security card after the payment is successful.

The proportion of individual contributions for endowment insurance is generally 20%, and that for medical insurance is 4%. The payment base is usually based on the average wage of the local society.

Social security payment standard:

1, payment base: the payment base of social security is usually related to the average salary of individuals in the previous year;

2. Payment ratio: Different types of social security (such as endowment insurance and medical insurance) have different payment ratios;

3. Upper and lower limits of payment: each region sets the upper and lower limits of social security payment according to the level of economic development;

4. Individual and unit contributions: Social security is usually paid by individuals and units, and each bears a certain proportion of the expenses;

5. Payment frequency: Social security payment can be paid monthly, quarterly or yearly, depending on the local social security policy.

To sum up, if you want to pay social security most cost-effectively, you need to go to the Human Resources and Social Security Bureau or the local tax department to fill in the application form, choose the payment grade and method, and apply for a social security card after the payment is successful. The proportion of individual contributions for endowment insurance is generally 20%, and that for medical insurance is 4%. The payment base is usually based on the average wage of the local society.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.