How many years have you paid social security insurance and enjoyed it for life?

You can enjoy basic medical insurance benefits for life after paying social security and medical insurance 15 years. It should be noted that medical insurance benefits include outpatient treatment and hospitalization, of which outpatient treatment needs to continue to pay fees every year to remain effective.

According to the provisions of the Social Insurance Law, individuals who participate in the basic medical insurance for urban workers should pay for 15 years continuously. From the full year of 15, you can no longer pay medical insurance premiums and still enjoy basic medical insurance benefits. Insured residents, whose payment period is not less than 10 years, can also enjoy basic medical insurance benefits for life. It should be noted that the basic medical insurance benefits include outpatient and hospitalization, and only hospitalization medical insurance benefits are enjoyed for life. That is to say, after 15, individuals can still enjoy the reimbursement of hospitalization medical expenses by basic medical insurance without paying fees; However, if you want to enjoy outpatient treatment, you must continue to pay fees to maintain the validity of the medical insurance account. In addition, for the new rural social endowment insurance and the basic medical insurance for urban and rural residents, the policy of "one-time insurance and lifelong benefit" is implemented, that is, after continuous payment 1 year, you can enjoy the corresponding pension insurance and medical insurance benefits.

15, no longer pay medical insurance fees. Can I not enjoy outpatient medical insurance? Yes, the social insurance law stipulates that you can enjoy basic medical insurance benefits without paying medical insurance premiums, but it only includes hospitalization expenses and does not include outpatient expenses. If you want to continue to enjoy outpatient medical insurance benefits, you need to pay medical insurance fees every year according to regulations to maintain the validity of medical insurance accounts.

After paying social security 15 years, you can enjoy basic medical insurance benefits for life, but only include hospitalization expenses. If you want to continue to enjoy outpatient medical insurance benefits, you need to pay medical insurance fees every year according to regulations to maintain the validity of medical insurance accounts. In addition, residents who participate in the new rural social endowment insurance and basic medical insurance for urban and rural residents can enjoy relevant treatment for life by paying once.

Legal basis:

"Social Insurance Law of People's Republic of China (PRC)" Article 48 Individuals who have participated in the basic medical insurance for urban workers and have paid for more than 15 years in a row can no longer pay medical insurance premiums and still enjoy the basic medical insurance benefits from the fifteenth year.