Why is the balance of social security accounts getting less and less?

The reason for the decrease in social security account balance is (1) that the decrease in social security payment base is generally determined according to the average monthly income level of employees in the previous year. The higher the payment base, the higher the monthly social security fee employees need to pay, and vice versa. If the number of employees' social security is reduced, the monthly medical insurance payment will also be reduced, and finally the amount of personal medical insurance account will also be reduced. Every year, the lower limit of the social security payment base in various places will generally be adjusted. 202 1 New codes in many regions have been released, so you can go to official website, a local community. (2) The norms for the transfer of medical insurance personal accounts of retired employees and former employees are generally different. In some areas, the norms for on-the-job personnel account transfer are relatively high. For example, the on-the-job employees over 45 years old and under 55/60 years old in Beijing have a monthly credit line of 4%, and the retired employees under 70 years old have a fixed monthly return of 100 yuan, and 3 yuan's serious illness needs to be deducted as a whole. Therefore, the specific monthly medical insurance payment is only in 97 yuan. (3) Adjustment of medical insurance policy In order to better complete the overall planning of medical insurance clinics, the medical insurance expenses paid by enterprises every month will no longer enter the personal accounts of employees' medical insurance, and only part of their contributions can enter the personal accounts of medical insurance. At present, this current policy has been demonstrated in some areas, which will reduce the amount of personal accounts for medical insurance.