Is it worth paying social security for individuals now?

The social security of employees in the unit is paid by units and individuals, and the unit pays more. Now pay a small part, that is to say, employees only need to pay 8%, and they can fully enjoy the welfare policies of the state and units, which is quite cost-effective. However, if an individual pays social security, then both the individual part and the overall planning part must be paid by themselves, which is almost more than 3,000, and the burden is relatively heavy. Moreover, only 40% of the money paid goes into the personal account, and the remaining 60% goes into the overall account.