If you are pregnant, if you pay your own insurance is it cost-effective?

Legal analysis: it is not cost-effective, pay your own social security is not entitled to maternity insurance, you must hang unit to do.

Legal basis: "The Chinese People's **** and the State Social Insurance Law" Article 12 The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the unit as stipulated by the State and credited to the basic pension insurance fund. Employees shall pay basic pension insurance premiums in the proportion of their own wages as prescribed by the State, and such premiums shall be credited to their individual accounts. Individual business households without employees, part-time workers who do not participate in the basic pension insurance of the employer, and other flexibly employed persons to participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance fund and individual account respectively.