Job Recruitment Website - Social security inquiry - Can I stop paying social security after 0/5 years in Shenzhen/KLOC?

Can I stop paying social security after 0/5 years in Shenzhen/KLOC?

Legal analysis:

Yes, you can. Pay social security to reach the minimum pension insurance period 15 years, and reach the statutory retirement age, you can enjoy the monthly pension treatment. But it is undeniable that it is a long process to pay endowment insurance. As long as the social security payment reaches the minimum standard of 15, you can decide whether to continue to pay according to your own wishes. Paying 15 social security is the minimum threshold for receiving pension. Of course, you can stop paying, but it also depends on what kind of occupation the insured belongs to. If it is an enterprise employee, if the social security participation period has exceeded 15 years, but the employee is still at work, he must continue to pay fees until he is no longer an enterprise employee or has retired. Because social security is compulsory insurance for enterprise employees, the national labor law stipulates that enterprises and enterprise employees must pay social security according to law, so enterprise employee social security does not mean that the payment period reaches the minimum standard of 15 years, so it can be stopped. However, if freelancers pay social security in the form of flexible employment, then whether to pay social security full-screen personal wishes. If economic conditions permit, the payment period can completely exceed 15 years, and then men retire at the age of 60 and receive pensions, while women are 55 (50 in some areas). However, due to the particularity of flexible employees paying social security, first, the social security expenses must be borne in full by themselves, and the payment pressure is great; Another point is that income is unstable, and even many laid-off workers pay social security on meager income. Therefore, many people often give up paying 15 years later.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Derivative problem:

How many years will social security be paid?

The current policy is to pay 15 years.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.