Chongqing's latest policy of paying back 2023 social security

Can I pay the endowment insurance in one lump sum in 2023? These three types of people still have a chance. Look at that.

Recently, the topic that illegal one-time payment of pensions will be retired has caused extensive discussion. According to the regulations, it is no longer possible to pay employee pension insurance in one lump sum. If you reach retirement age and haven't paid the minimum old-age insurance 15, you need to postpone your retirement until you pay 15. If you receive a pension through a one-time payment procedure through fictitious materials, you will not only have to return the pension you received, but also face punishment. But there are still three types of people who have the opportunity to pay in one lump sum. Find out the answer.

Let's first look at the local explanation of the policy of paying back the old-age insurance, and then look at which three types of people can pay back at one time. According to the "Notice on Further Standardizing the Payment of Basic Endowment Insurance for Enterprise Employees" implemented in Chongqing this year, it is clearly stated that individuals should not increase the payment period by paying back the old-age insurance afterwards. However, if the employer understates the number of employees and the number of months, the employer can apply and issue them after approval, but the time cannot be earlier than1993 March, and so on. In addition, there are some places that have such policy requirements. You can refer to the local retirement policy for details. Let's see which three types of people can pay in one lump sum:

The first batch of people will be insured before July, 20 1 1. At retirement age, the old-age insurance has not been paid 15 years. After five years of deferred payment, they haven't paid the fixed number of years yet. At this time they can choose to pay in one lump sum.

For example, your retirement age is 50, but by the retirement age, you have only paid the old-age insurance for 7 years, which is 8 years short of the requirement of 15. Then after you continue to pay for 5 years, the payment period is 12 years, which is 3 years short of 15. At this time, you can choose to pay the endowment insurance in one lump sum, that is, pay the endowment insurance for these three years. However, it should be noted that those who are insured before 20 1 1 will not be able to pay in one lump sum if they are insured in the future.

The second type of person is because the company has not paid, and according to the situation, it can also be paid in one lump sum. However, this payment channel is still strictly required and will be strictly reviewed. For example, in Chongqing, for employees who meet the payment conditions and have paid for more than three years in one lump sum, they need to provide legally binding certification materials issued by the court, labor security supervision department or arbitration department and social security audit department, and they can only pay after approval.

For example, in Jilin, if the employer fails to pay social security to employees or interrupts the payment of social security, it also needs to pay back and pay late fees.

The third kind of people are those who participate in the endowment insurance for urban and rural residents, or those who convert the employee endowment insurance into the endowment insurance for urban and rural residents.

At present, most places still allow urban and rural residents to pay pension insurance in one lump sum. If you have participated in the old-age insurance for urban and rural residents, you can pay in one lump sum before the age of 60, or you have participated in the old-age insurance for employees, but the payment time is relatively short, and you need to delay the payment when you retire. Then you can also consider changing the employee pension insurance to the urban and rural residents' pension insurance, so that you can pay in one lump sum and get the residents' pension treatment in time. Moreover, when employee pension insurance is converted into resident pension insurance, the payment period and personal account balance can be transferred. For example, if you have paid employee pension insurance for five years and your account balance is 1500 yuan, then you can convert it into urban and rural pension insurance, and the five-year payment period can also be calculated together with resident pension insurance.