Unscramble the New Policy of Urban and Rural Residents Participating in Employee Pension Insurance in Jilin Province 2065438-2009

In order to further establish and improve the formulation system of urban and rural old-age insurance in our province, adapt to the reform of household registration system and the development of new urbanization, promote and guide urban and rural residents who are willing and able to pay to participate in the old-age insurance for urban employees, and realize a sense of security, the Department of Human Resources and Social Security of Jilin Province issued the Notice on Promoting Urban and Rural Residents to Participate in the Basic Old-age Insurance for Urban Employees (No.93 [20 15]).

First, the scope of insurance

1. What are the scope for urban and rural residents to participate in the endowment insurance for urban workers?

A: Urban and rural residents with household registration in Jilin Province.

2. Can urban and rural residents who have participated in the old-age insurance for urban workers wholesale the payment period?

A: No, Document No.93 clearly stipulates that these measures shall apply to those who have not participated in the endowment insurance for urban workers.

3. Urban and rural residents with household registration in Jilin Province, male under 40 years old and female under 35 years old, can apply for one-time payment according to Document No.93?

Answer: No, Document No.93 stipulates that men over 40 years old and women over 35 years old who cannot participate in the basic old-age insurance for urban workers due to personal reasons can participate in the insurance according to these measures.

4. Can the over-age personnel (male 60 years old and above, female 55 years old and above) be insured and pay according to Document No.93?

A: Yes.

5. What documents do people who meet the coverage of Document No.93 need to bring to the Social Security Bureau for payment?

Answer: Those who meet the coverage of Document No.93 should bring their ID cards to the Social Security Bureau where they live. .

6. After the insured person pays a one-time fee and goes to work in other places, can the pension insurance relationship be transferred?

A: No, those who pay in one lump sum according to Document No.93 cannot transfer the pension insurance relationship, but they can set up temporary accounts in different places. When reaching the age of receiving pension benefits, the temporary account will be transferred back to the one-time payment place to receive pension insurance benefits at the one-time payment place.

Second, the payment standard

Can the insured specified in document 1.93 choose the payment grade?

A: Yes. When applying for payment according to Document No.93, the insured person will choose to pay according to the average salary of local employees 100%, 80% and 60% in the year of payment.

2. According to Document No.93, what is the payment ratio?

A: The payment ratio is 20%. Among them, 8% is credited to the personal account of endowment insurance, and 12% is credited to the social pooling fund of endowment insurance.

3. According to Document No.93, how many years can I apply for one-time payment?

A: 20 years.

Third, about the mode of payment.

1. Can people who are not over the age who are insured and pay according to Document No.93 pay in installments?

A: Yes. But the cumulative period shall not exceed 20 years. In the same year, once the payment grade is determined, it shall not be changed; At the same time, in the same year, normal payment and one-time payment should be the same payment grade.

2. Can people who have reached the age of five and have paid the insurance premium according to Document No.93 pay by installments?

A: Yes. But the cumulative period shall not exceed 20 years.

3. What's the difference between lump-sum payment and lump-sum payment?

A: The main reason is that the payment method and payment standard are different. The one-time payment in Document No.93 is not to move forward the payment period, but to choose the grade and period of one-time payment according to the average salary of employees in the insured area in the current year when applying for payment; One-time payment refers to the payment period that conforms to the policy before payment, and the payment is made according to the average salary of employees who use the insured place in each year.

Fourth, about the way of receiving treatment.

1. Over-age personnel are paid in a lump sum according to the payment grade of 80% or 60%. Can they receive treatment after one-time payment?

A: No. You must pay in batches and then receive treatment after the annual continuous payment expires. If the age of receiving treatment is less than 2 years, the minimum one-time payment period is 13 years and the maximum one is 18 years. After one-time payment, you will enjoy the treatment after two years of continuous payment; If the payment is over two years but less than five years, the one-time payment is the lowest 14 years and the highest 19 years. After one-time payment, you can enjoy the treatment by paying 1 year. Those who have completed 5 years will enjoy treatment from next month.

2. What's the difference between one-time payment 100% for over-age personnel and one-time payment of 80% and 60% for over-age personnel?

Answer: Over-aged people pay 100% in one lump sum, and they will enjoy pension insurance benefits from next month. Over-aged people pay 80% and 60% at a time, and they need to continue to pay for a certain number of years before they can enjoy the treatment.

Verb (abbreviation of verb) about the implementation time

According to Document No.93, the earliest execution time is165438+1October l7.

6. What should we pay attention to during the implementation of the new policy?

First, publicize and guide the uninsured to pay early, enjoy early treatment and reduce the cost of payment; Second, I will try my best to go to the Social Security Bureau to handle the insurance payment business. Don't entrust others to handle it to avoid mistakes, and don't listen to the temptation of criminals to handle fake social security. Article 266 of the Criminal Law stipulates that it is illegal to defraud pension, medical care, work injury, unemployment, maternity and other social insurance benefits or other social security benefits by fraud, forgery of certification materials or other means. In April this year, the Provincial Department of Human Resources and Social Security, the Provincial Procuratorate, the Provincial Public Security Department, the Provincial Department of Finance and other departments jointly issued the Measures for Reporting Incentives for Social Insurance Funds in Jilin Province, which clarified the scope, content and handling provisions for reporting insurance violations. The Municipal Public Security Bureau and the Social Security Bureau jointly issued a document to severely crack down on illegal personnel cheating insurance and handling social security cases in violation of regulations. It is hoped that the majority of insured persons will know and abide by the law, abide by policies and regulations, and act according to law.