How much will an individual refund if he fails to pay the endowment insurance?

If an individual fails to pay social security and surrenders, 50% of the social security fee can be refunded.

Individuals who fail to pay social security and surrender their insurance can pay 50% of the social security fees, in which endowment insurance = local average salary of last year ×(60%~300%)×0.2, and medical insurance = local average salary of last year ×(60%~300%)×0. 1. The proportion of individuals and units paying social security is different, 8% for individuals and 20% for units. Medical insurance individuals bear 2%, the unit bears 8%; Unemployment insurance individual 1%, unit 2%; Industrial injury insurance and maternity insurance are not provided to individuals, but are borne by the unit; Individual provident fund 10%, unit 10%. If the social security period is not full, you can choose to extend the payment to 15, transfer it to the old-age insurance for urban and rural residents, and apply to terminate the old-age insurance relationship.

Personal account pension is the funds saved for retirement during personal work, and it is an important part of basic old-age insurance benefits. So, can the pension insurance be taken out? Bian Xiao said that according to the policy, before reaching the age of receiving benefits, the basic old-age insurance relationship should not be terminated, and the surrender procedures should be handled. Of course, under some special circumstances, you can still apply for retirement insurance and withdraw the money at one time. We can selectively see if we meet:

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit);

2. The insured dies for some reason;

3. The insured goes abroad to settle down;

4. If you die after retirement and there is a balance in your personal account, you can apply for surrender under these circumstances, but the success depends on the relevant policies of various places.

To sum up, it is Bian Xiao's relevant answer about how much personal endowment insurance has not been paid, and I hope it will help you.

legal ground

Article 16 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age; If the accumulated payment is less than fifteen years, you can choose to pay for fifteen years or transfer to the new rural social endowment insurance or urban residents' social endowment insurance.