How much do social security individuals and companies pay?

Take the social security base of 3,000 yuan as an example (this value will vary due to different local standards):

1. endowment insurance: the company pays 20%, that is, 600 yuan; Individuals pay 8%, 240 yuan;

2. Unemployment insurance: the company pays 1.5%, that is, 45 yuan; Individual contribution is 0.5%,15;

3. Work-related injury insurance: the company pays 1.0%, that is, 30 yuan; Individuals do not pay fees;

4. Maternity insurance: the company pays 0.8%, 24 yuan; Individuals do not pay fees;

5. Medical insurance: the company pays 10%, that is, 300 yuan; Individuals pay 2%+3 yuan, or 60+3 yuan.

Industrial injury insurance and maternity insurance are paid by the employer, and individuals do not pay. The rest of the insurance is paid by employers and individuals, and the proportion of social security payment varies from place to place. The specific payment amount should refer to the local documents.

Payment ratio:

1, 20% for the endowment insurance unit and 8% for the individual;

2. The medical insurance unit pays 10%, and the individual pays 2%;

3, industrial injury insurance units to pay 0.3~2%, individuals do not pay;

4. Unemployment insurance units pay 1%, and individuals pay 0.5%;

5, maternity insurance units pay 0.8%, individuals do not pay;

6. Housing provident fund units pay 12% and individuals pay 12%.

Generally speaking, enterprises pay most of the five insurances and one gold for them, and employees only need to pay a small part; If you don't work and want to pay social security, the cost will be high. If you die unexpectedly in the middle of paying social security or during retirement, you can only get money from your personal account, plus interest and pension. Although the company pays, accidental death is also a personal part, but the whole part is paid by the company after all.

legal ground

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.