What types of insurance does the third social security include?

Three-level social security projects include: old-age insurance, industrial injury insurance and unemployment insurance. The third social security does not include maternity insurance. At present, maternity insurance is a separate insurance, independent of social security and irreplaceable.

Social insurance base referred to as social insurance base: refers to the social insurance payment base of employees in a social security year. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year.

Because some people don't have fixed jobs and their wages can't be determined, the standard of paying endowment insurance premiums can't be determined. Therefore, social insurance is determined according to the average wage of the local society in three grades, and the insured person can choose freely according to his personal situation.

The first stage of basic medical insurance: the monthly payment is 8% of my total monthly salary, of which the employer pays 6% and the individual pays 2%. If my total monthly salary exceeds 300% of the average monthly salary of employees in this Municipality last year, I will pay it according to 300% of the average monthly salary of employees in this Municipality last year; If the total monthly salary is lower than 60% of the average monthly salary of employees in this Municipality last year, it shall be paid according to 60% of the average monthly salary of employees in this Municipality last year.

The second stage of basic medical insurance: the monthly payment is 0.7% of the average monthly salary of employees in this city last year, of which the employer pays 0.5% and the individual pays 0.2%.

The third stage of basic medical insurance: the monthly payment is 0.5% of the average monthly salary of employees in this city last year, of which the employer pays 0.4% and the individual pays 0. 1%.

Social security is divided into three grades, which is the social security payment base for self-employed and freelancers to participate in social security regulations. The first gear is100% of the average salary of employees on the job; 80% of the average salary of the second employees; The third gear is 60% of the average salary of employees on the job. There is no fixed staff, because the salary can not be determined, which leads to the uncertainty of the standard of paying endowment insurance premiums. Therefore, social insurance is determined in three grades according to the local average social wage, and the insured person can choose freely according to his personal situation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.