How do individuals handle social security?

Personal social security methods are as follows:

1, if local people need to buy social security, they can go directly to the local local tax bureau to buy it, and the personal affiliated unit will handle the social security and buy it in the name of the human resources company. Individuals sign agency contracts with human resources agency companies, submit relevant materials, and pay social security fees and service fees. When an individual purchases from an affiliated unit, the total social security fee is paid by the individual, and the agency company pays social security for the individual on a monthly basis;

2. In the name of an individual, the person who buys social security by calling a human resources company is mainly to enjoy old-age insurance, maternity insurance and medical insurance. There is no work-related injury and unemployment insurance (both work-related injury and unemployment insurance are paid by the unit for employees, and individuals only buy them with the help of human resources companies, so there is no labor relationship. The agency company cannot prove that the individual is injured at work or unemployed against his will);

3. Anyone's unemployment insurance is unemployment against his will, such as the closure of enterprises, layoffs and non-renewal of contracts. Work-related injury insurance can only be enjoyed if you work in a normal unit and get injured at work.

Social security does not have to be paid continuously, but the interruption of social security payment may have the following consequences:

1, which will seriously affect the future pension collection. The longer the interruption, the greater the pension loss;

2. If the length of service is not calculated during the interruption period, the length of service salary will be paid as usual;

3. There is no personal account deposit during the interruption period, and personal accounts will be reduced in the future, resulting in losses when calculating endowment insurance.

To sum up, if the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.