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What's the impact once social security is paid off?
The agreement signed by some enterprises and employees not to pay social security voluntarily is essentially that enterprises are evading the responsibility of paying social security for employees, and this agreement is legally invalid.
However, there are regulations in many places that if the social security is interrupted for more than a certain period of time, it cannot be paid back, and the social security payment time should be recalculated. 1. The pension is not paid in full 15 years, and you can't receive the pension insurance on a monthly basis. You need to pay at least 15 years, and you can get a monthly pension when you reach retirement age. If the payment is stopped halfway, it can be renewed, but it may affect the pension benefits after retirement.
Medical insurance must pay the fixed number of years in order to enjoy the treatment for life.
Women who have paid for medical insurance for 20 years and men who have paid for 25 years can enjoy lifelong medical insurance after retirement. Medical insurance is interrupted, and medical insurance benefits cannot be enjoyed during the interruption. However, medical insurance has a buffer period from the date of interruption. If the insurance has not been renewed for more than 3 months, the continuous payment period will be recalculated, and the medical insurance reimbursement amount and the medical insurance amount for major diseases will also be affected. Second, social security payment, "life events" are affected! Once the payment of social security is cut off, it will not only have an impact on the "long-term" results of the insured's payment period accounting and social security benefits, but also have a more direct impact on the insured's short-term plans to buy a house, a car and settle down in some cities.
In megacities such as Beijing and Shanghai, the continuous payment period of social security is directly linked to the qualification of buying a house, shaking the number and settling down. Non-Beijing residents need to pay social security or individual tax for 5 years when buying a house. The so-called five-year period means that you have to pay continuously in the month when you buy a house. If it is broken halfway, you need to start calculating the continuous payment time again.
The above is the knowledge compiled by Hualv.com. Thank you for reading. If you want to know more, please continue to pay attention to Hualv.com.
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