What's the use of social security? How to use it?

The role of social security: (1) Old-age insurance: receive a pension after retirement and enjoy funeral expenses and pension expenses; (2) Unemployment insurance: after unemployment, you can receive unemployment insurance benefits and enjoy medical expenses subsidies; (3) Work-related injury insurance: payment of treatment fee, living care fee, disability allowance and disability allowance; (4) Maternity insurance: you can enjoy maternity leave (about 90 days), maternity allowance and maternity grants. Social security is social insurance, including industrial injury insurance, unemployment insurance, maternity insurance, old-age insurance and medical insurance. It is compulsory insurance that enterprises must pay to employees according to the labor law. This is a livelihood insurance, not for profit. Social insurance can provide the most basic insurance protection for employees. Social insurance is an important part of the social security system and occupies a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Derivative problem:

Do I have to pay social security? Yes All units registered in China must pay social security for their employees. This is the obligation and responsibility of the employer, and it is also the original intention of establishing the social security system in China. The social security paid by the unit for employees mainly includes endowment insurance, medical insurance, family planning insurance, unemployment insurance and industrial injury insurance, commonly known as "five insurances". Among them, pension insurance, medical insurance and unemployment insurance are paid by individuals in proportion. Family planning insurance and industrial injury insurance generally do not need to be paid by individuals, and are all borne by the employer.