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Will I get sick if I just bought social security?
Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
Social security plays a very important role and can be used in daily life:
Old-age insurance: After reaching retirement age, you can receive a monthly pension.
Medical insurance: it will take effect after three months, and those who are hospitalized can be reimbursed.
Maternity insurance: After the unit pays the fee for one year, the child will basically not spend his own money.
Unemployment insurance: if you can't find a job temporarily after paying for more than one year, you can get some unemployment benefits to avoid being hungry.
Work-related injury insurance: once a work-related injury occurs, the treatment expenses will be paid by the work-related injury fund, and the unit does not need to bear it.
Social security is to calculate the cumulative number of years, and it can be interrupted halfway. If you resign, you can turn social security into personal payment and pay it as a flexible employee. Or wait for a new unit and let the new unit continue to pay wages.
The role of social insurance is reflected in the following aspects:
First, social insurance can play the role of social stabilizer.
The old, weak, sick, disabled, pregnant and disabled members of society are inevitable objective phenomena in any era and under any social system. Social insurance is to give appropriate compensation to members of society when they encounter this situation, to ensure their basic living standards and to prevent the emergence of unstable factors.
Second, social insurance is conducive to ensuring the smooth reproduction of social labor.
Laborers will inevitably encounter all kinds of accidents in the process of labor, resulting in the pause of labor reproduction. Social insurance is to give necessary economic compensation and living security to workers when they encounter the above-mentioned risk accidents, so that the labor force can be restored.
Legal basis:
People's Republic of China (PRC) social insurance law
Rule number one. This Law is formulated in accordance with the Constitution in order to standardize social insurance relations, safeguard citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enable citizens to enjoy the fruits of development and promote social harmony and stability.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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