Job Recruitment Website - Social security inquiry - On which platform can I borrow money with my social security card?

On which platform can I borrow money with my social security card?

1. Which platform can use social security card for loan?

On which platform can I borrow money with my social security card? 1, Anyihua is a loan product launched by Instant Consumer Finance Company, which is a technology-driven financial institution approved by China Banking Regulatory Commission and holds a consumer finance license. When applying for a loan, the borrower can choose to register a social security card, and the loan amount that can be applied for is generally higher than that of people without social security. 2. Being able to spend money is a brand of Xiaoman's financial credit service. The conditions for entering the exam mainly include two aspects, age requirements and information requirements. Require rich users 18~55 years old, and refuse college students to provide consumer installment loans. At present, the maximum loan is 200,000 yuan, and the minimum loan is 500 yuan. If there is a social security card, it is determined that it is a staff member, the loan approval speed will be faster and the loan application amount will be higher. 3. Guangfa Reserve Fund

Guangfa reserve fund can be divided into ordinary financial fund and exclusive financial fund. Ordinary wealth management funds can choose 3/6/ 12/ 18/24, and the corresponding handling fee rate for each period is 0.95%/0.75%/0.75% respectively.

Log in to the mobile APP of Guangfa Bank, find the option of reserve fund in installment financing, then fill in the specific information according to the requirements of the website, and then enter the transaction password, mobile phone dynamic password, etc. When submitting an application, the application result will generally be notified by SMS.

To apply for Guangfa Reserve Fund, the borrower must have a credit card of Guangfa Bank and provide social security information.

4. I can do math.

The maximum loan amount of our course is 30,000 yuan, and the longest installment time is 12. When applying for a loan, some investors will make a credit report. According to the regulations, our department's age requirements for users have also changed, requiring users to be over 20 and under 40.

Users' personal credit information should not be seriously tainted, and their work income should be stable. When applying, they should also provide the lender's work information, educational background, contact person and other information.

Second, how to operate the social security card loan? Is there a platform where I can use social security cards to get loans?

Conditions for social security loans:

1. Lender is 22-55 years old;

2. Social security is paid continuously 18 months or more without interruption;

3. The monthly deposit base is more than 4,000;

4. Good credit information;

5. Provide the verification phone number.

3. Which bank is good for social security loan?

Social security card loans can be supported by most commercial banks, such as China Merchants Bank, Shanghai Pudong Development Bank and China Everbright Bank.

However, it should be noted that not all people who use social security card loans can pass the bank's audit, because banks need to consider many aspects when approving loan contracts, mainly according to the applicant's comprehensive situation.

At the same time, it also stipulates the use of social security card loans, such as not being used for investment, house purchase, stock trading and other purposes, and banks have the right to recover the loan funds.

Social security card loan method

A loan is out of the question. Lending institutions will not only look at the social security card provided by the lender, but also consider the lender's loan requirements. Social security cards are used to apply for high loan application rates and quotas.

Lending institutions cannot prove their repayment ability when issuing loan guarantee cards. However, if you can prove your repayment ability, you must talk about income and property. Therefore, to apply for a loan, a borrower must not only have a social security card, but also a work permit issued by the unit. Provide the above materials to the lending institution, and apply for a loan only after passing the examination.

Credit loan: If the borrower applies for a credit loan, then the borrower needs to be stable for more than half a year, and 3,000 yuan is not bad. The borrower shall prepare the identity certificate, income certificate and credit report printed by the local people's bank and apply for a loan from the local lending institution. When preparing the information, the borrower will get the loan smoothly and increase the loan amount.

Mortgage: If the borrower is applying for a mortgage loan and the credit is not very bad. Collateral has mortgage qualifications and conditions. At the same time, the borrower should prepare his social security card, identity certificate, income certificate and credit report promised by the local people's bank. The difference between local lending machines and credit loans lies in the information of mortgage institutions. Relatively speaking, mortgage processing will be slower.

Conditions for social security loans:

1. Lender is 22-55 years old;

2. Social security is continuously connected;

3. The monthly deposit base is more than 4,000;

4. Good credit information;

5. A verification telephone number can be provided.

4. How to borrow the social security card on the mobile phone?

Social security card is a second-class bank card and cannot be loaned.