Can social security be surrendered?

You need to apply to the Social Security Bureau for surrender, as long as the following four conditions are met:

1, went through the formalities of going abroad to settle down, and the account has been cancelled by the domestic public security organs.

2, did not reach the statutory retirement age has died, and the account has been cancelled in the public security organs.

3, repeated insurance and termination of labor relations can be surrendered.

4. The insured has reached retirement age and has not paid the fee for 15 years.

Can be returned according to special circumstances:

1, social security is paid repeatedly. Due to job changes, social security has been paid in different places. At this time, the individual part of repeated payment can be extracted;

2. If you reach retirement age but the social security payment period has not reached 15, and the individual is unwilling to make up the social security payment of 15, you can withdraw the personal account balance.

If you don't want to pay social security, the previous social security fees can only be returned to the old-age insurance, and the amount stored in the personal account will be returned to me, and the part paid by the unit will be included in the national pooling fund. Even if you meet the conditions for surrender, you can only return the part you paid in the old-age insurance according to the policy, and the part paid by the unit in the old-age insurance, as well as medical insurance, maternity insurance, industrial injury insurance and unemployment insurance, can't get it back.

Requirements and procedures for handover:

1. The applicant for surrender is the insured. If the insured applies for surrender, he must obtain the written consent of the insured, and the insured clearly indicates who will receive the surrender money;

2. If the applicant applies for surrender, the contract has been in effect for two years and the payment has been made for two years, and the insurance company returns the cash value of the policy after receiving the application for surrender, and the applicant has paid less than two years, the insurer will return the remaining insurance premium to the applicant after collecting the insurance premium from the beginning to the end of the insurance liability.

laws and regulations

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.