How much does Xi An social security company and individual pay?

The contribution ratio of Xi 'an social security companies and individuals is as follows:

1, endowment insurance premium: 20% paid by the unit and 8% paid by the individual;

2. Unemployment insurance premium: 2% paid by the unit and1%paid by the individual;

3. Medical insurance premium: the unit pays 8% and the individual pays 2%;

4. Work-related injury insurance premium: the unit pays, and the individual does not need to pay.

Payment method of endowment insurance:

1. To pay in the name of an individual, you need to apply to the individual pension insurance bureau where your household registration is located. Insurance procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year. For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

The minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to pay at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can usually).

2. Purchase or renew personal endowment insurance by means of agency payment. It is a non-local household registration, and you can only purchase personal endowment insurance through the unit.

In addition, if we are dealing with personal endowment insurance, it is better for the second unit to pay it, because the unit will bear a large part of the expenses for us, thus reducing its own payment pressure.

According to the regulations, when individual industrial and commercial households or other flexible employees participate in the old-age insurance, they will pay the basic old-age insurance premium at 20% of the average monthly salary of employees on the job.

To sum up, the basic medical insurance for employees is paid by both the employer and the employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees shall pay the basic medical insurance premium by the employees themselves.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.