Where to apply for one old and one small insurance, what documents are needed, and how much money to pay, can it be done in rural areas? Please give a detailed answer.

Because the amount of financial subsidies for one old and one small insurance varies from place to place, the payment standards for one old and one small insurance vary from place to place. If you want to know the specific standards, you can consult the social security bureau where the account is located or the social security office in the street before paying the fee. Next, Bian Xiao will take Beijing as an example to explain the payment standard and insurance period.

The annual medical insurance for the elderly in cities and towns ranges from 65438+ 10/month to 65438+February 3 1. From September 1 to 1 October 30, pay the medical insurance premium for serious illness in one lump sum according to the payment standard, and enjoy the medical insurance treatment for serious illness from June 65438+1October/the following year. Those who meet the conditions for enrollment in that year, such as men aged 60 or women aged 50, are not subject to the time limit of centralized payment from September to June. 1 1. You can go to the social security office where the household registration is located within 90 days from the date of reaching the insured age, pay the medical insurance premium of that year in one lump sum according to the payment standard, and enjoy the medical insurance treatment for serious illness of the urban elderly from the month after the insured payment, and enjoy the treatment time until the age of 60. Then it will be processed in September to 165438+ 10.

Students and children take September 1 every year to August 3 1 the following year as the year of critical illness medical insurance. All kinds of schools and kindergartens are responsible for the payment of medical insurance for serious illness of registered students and children. Students and children in schools and kindergartens pay the medical insurance premium for critical illness in one lump sum from July/KLOC-0 to September 30th every year according to the payment standard. Non-school children and scattered infants and young children shall go through the payment procedures of medical insurance for serious illness of students and children from June 1 day to August 3 1 day by their parents with the insured's household registration book to the social security office of the street (township) where the household registration is located, and pay the medical insurance premium for serious illness in one lump sum according to the payment standard. Enjoy critical illness medical insurance from September 1.

In terms of payment standard, students and preschool children are per person per year 160 yuan, and the urban insecure elderly are in 360 yuan per person per year. The Beijing Municipal Bureau of Labor and Social Security said that the participation of special people in serious illness medical insurance will exempt individuals from the medical insurance fees that should be paid. First, the elderly, students and children who enjoy the minimum living guarantee for urban residents in Beijing and the subsidies for residents' living difficulties; Second, retirees who enjoy medical treatment according to the medical assistance measures for poor people, and old activists who retire from neighborhood committees.

Bian Xiao specially reminds parents that starting from 20 15, the payment method for students and children of Beijing urban residents' basic medical insurance will be changed from "personal cash payment" to "entrusted bank payment". In principle, cash payment is no longer accepted. Parents are requested to prepare bank cards in advance to save related expenses. It is best to deposit more 10 yuan on the basis of ensuring full payment of medical insurance premiums, in case the deduction is unsuccessful due to insufficient amount. Of course, you can also save insurance premiums for a few more years to prevent forgetting to pay and affecting the enjoyment of insurance.

In order to ensure timely renewal of insurance every year, the insured who adopts the method of "entrusting bank payment" must check the bank statement at the beginning of June 10 or at the beginning of June 1 1 every year to see whether the deduction is successful. If the premium has not been drawn, they should go to the social security office to find out the reason in time, and solve it before June 1 1 at the latest.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.