How to calculate the retirement salary of Xiangyang social security residents without unit endowment insurance? If I pay 15 years &; The salary is 50,000 yuan. What's the monthly salary?

There are two kinds of endowment insurance, one is residents' endowment insurance. Pension insurance treatment standard: (lifelong payment+interest+government subsidy) ÷ 139+75= monthly payment standard after retirement. Among them: provincial government subsidies may be different. 75 yuan is funded by the state, and some provinces improve themselves.

One is employee pension insurance, pension = basic pension+personal account pension.

Basic pension = (when the insured retires, the average monthly salary of the local employees in the previous year+the average monthly salary indexed by himself) ÷2× individual cumulative payment period× L%

My indexed monthly average payment salary = the average monthly salary of employees in the whole province last year when the insured retires × my average payment salary index.

The insured pays the basic old-age insurance premium to the required retirement age. The average wage index of the insured refers to the average wage index of the insured over the years from 1995 (this is in our province, and other provinces may not be 1995) to the last year of retirement. The wage index of the insured in the current year refers to the ratio of the amount of wages paid in the current year to the average wage of employees in the province. The calculation formula is:

My average wage index = (a1/a1+a2/a2+...+an/an) ÷ n

In the formula, a 1, A2...an is the salary paid by the insured within 1 year, 2 years ... n years before retirement;

A 1, A2... 1 year, 2 years' average salary of employees in the whole province ... n years before the insured retires;

N is the number of years that enterprises and employees actually pay the basic old-age insurance premium.