How much social security did laid-off workers in Haicheng area pay in 2000-2065 438+09?

In fact, it is laid-off workers, whether private enterprises or state-owned enterprises.

How to pay back the old-age insurance 20 14, the new policy of paying back the old-age insurance for employees 20 14, and the standard of paying back the old-age insurance are divided into several categories.

The state has issued a new policy of paying back the old-age insurance premium, which clearly stipulates that units and personnel who have not participated in the basic old-age insurance of enterprises and enterprises and personnel who have interrupted payment should pay back the old-age insurance premium, which provides a policy basis for all kinds of personnel to pay back the old-age insurance premium during the previous interruption and continue the old-age insurance relationship.

■ Scope of payment:

This time, those who enjoy the preferential policy of paying basic old-age insurance premiums include uninsured enterprises and personnel, as well as enterprises and personnel who have interrupted payment. It does not include enterprises and personnel who have approved the payment base according to regulations but have historical arrears. For the historical arrears of the approved payment base, the late payment fee is still determined by the local tax department according to the regulations.

On the payment of uninsured units and personnel.

After the implementation of individual payment, the payment base is not approved, and the unpaid personnel are not insured; Units that fail to register with social insurance agencies and fail to pay endowment insurance premiums are uninsured units.

◎ About interrupting personnel payment.

After the implementation of the individual payment system, if the payment base has been approved and paid, and then for various reasons, the payment base is no longer declared and no longer paid, then the payment is interrupted by enterprises and personnel.

Units that are required by the state and province to participate in the old-age insurance for enterprise employees shall, in accordance with the provisions of the state and province, participate in the basic old-age insurance for all personnel who have established labor relations with the unit (including permanent workers under the age of 60 and female employees under the age of 55, employees under the labor contract system and former temporary workers after the implementation of the temporary worker payment system). If some employees fail to pay the basic old-age insurance premium due to the employer's reasons, the employer may submit a written application for overdue payment to the labor and social security department, and submit proof of labor relationship with the insured during the application for overdue payment, as well as proof of wage income. After confirmation, enterprises and individual employees should pay the basic old-age insurance premium according to the regulations. If the old-age insurance premium is paid voluntarily before the end of June 5438 and February 2009, it can be paid according to preferential policies. The original long-term sick leave of more than 6 months and the sentence of the sentenced person are not allowed to make up the rest.

If the whole unit is not insured, it shall be insured for all employees and pay the basic old-age insurance premium from the date of registration and establishment of the enterprise. If the old-age insurance premium is paid voluntarily before the end of June 5438 and February 2009, it can be paid according to preferential policies. However, the payment time is not earlier than 1995 1 month (township enterprises began to pay the fee as early as 2003 1 month), and if there is a deemed payment period, the payment shall be made according to the earliest payment time stipulated in the preceding article (that is, after the enterprise and individual implement the payment system, the payment time shall be paid in full, and the deemed payment can be calculated only after the individual account has been established for more than 5 years).

The uninsured units as a whole include all kinds of enterprises and employees who have not been insured within the administrative area of our province.

All uninsured units and employees pay back. After the unit pays in full, the retirees who bear the cost of old-age insurance by the original unit will be included in the overall scope of basic old-age insurance from the next month after all the overdue funds are received, and will participate in the adjustment of basic old-age insurance from the next year. When it is included in the overall planning, the pension paid by the original unit for retirees is approved according to the actual payment at the end of 2007 plus the average increase in the province after 2008 (in 2008, the average monthly increase in the pension in the province was 143.5 yuan, and when the original unit actually paid the pension for retirees in 2007, the actual payment in 2007 was from 1 to 12, the same below.

Employees who have worked in state-owned and collective enterprises, after dissolving or terminating their labor relations with the original enterprises, have been interrupted or uninsured as flexible employees such as individual industrial and commercial households and freelancers (including permanent employees under 60 years of age, women under 55 years of age, workers with labor contracts and former temporary workers after the implementation of the temporary worker payment system), and now apply for paying the basic old-age insurance premium by themselves, they can apply to the original enterprises before dissolving or terminating their labor relations. If the unpaid time from the termination of the labor relationship with the original enterprise to the insured is self-employed or flexible employees, the payment shall be made according to the payment standard of self-employed or flexible employees.

Fixed employees and employees with labor contracts in the former state-owned and collective enterprises are no longer insured after individual contributions are implemented. Now that all the enterprises have been lost, I have reached or exceeded the age of receiving the basic pension (men over 60 years old and women over 55 years old). I can voluntarily pay or continue to pay according to the standards of self-employed or flexible employees from 2007. If the payment is less than 15 for men who are 60 years old and women who are 55 years old, they can pay more than 15, and go through the formalities of enjoying the old-age benefits on a monthly basis. If the original working hours in the enterprise meet the recognition as the payment period (that is, after the enterprise and individual implement the payment system, the payment time should be paid in full, and the personal account has been paid continuously for more than 5 years), it will be regarded as the payment period after being recognized by the administrative department of labor and social security. Employees under the labor contract system shall pay the old-age insurance premium before 1993 1 month, and shall pay it according to the basic old-age insurance premium payment standard during the labor relationship. I have worked as a temporary worker and have reached or exceeded the age of receiving basic pension. Now that my business is lost, I won't be allowed to return it. The basic old-age insurance benefits of the above-mentioned personnel shall be calculated in accordance with the provisions of the pension plan and payment method when going through the formalities for receiving the basic pension, and shall be calculated from the next month after the payment is completed, and shall participate in the adjustment of the basic pension from the next year after being included in the overall plan, and shall not be supplemented or reissued before.

Due to the termination of the labor contract, those who have settled the relevant insurance benefits in one lump sum and terminated the pension insurance relationship according to the national and provincial regulations (except those who have reached the legal retirement age and received the pension insurance benefits in one lump sum), who are engaged in self-employment or flexible employment in cities and towns, can enjoy the pension insurance benefits on a monthly basis according to the payment standard of those engaged in self-employment or flexible employment, and enjoy the pension insurance benefits after re-payment 15 years. The payment period of the original one-time settlement benefit is no longer calculated. Now has reached or exceeded the basic pension age (men over 60 years of age, women over 55 years of age) of fixed workers, labor contract workers can also be paid in this way.

■ Payment base and payment ratio

Enterprises and personnel who are not insured or interrupt payment to pay the basic old-age insurance fee are divided into two stages:

The first is to pay the basic old-age insurance premium during the existence of labor relations. For those who voluntarily paid the old-age insurance premium before the end of 65438+February in 2009, before the end of 1995 (before the establishment of personal accounts), the average salary of employees in the whole province in the year of interruption (including the average salary of employees in the whole province before the end of1999) will be re-paid. At the time of payment, the proportion of payment by units and individuals is the proportion of payment in the current year.

The second is to pay the basic old-age insurance premium during self-employment or flexible employment. Those who voluntarily pay the old-age insurance premium before the end of February, 2009, will pay from 1993 1 to 1995 12 (before the personal account is established), and 1996 1 later will interrupt the payment year.

■ Late fees and interest payments

If the basic old-age insurance premium is paid during the existence of labor relations, the part paid by the unit may be appropriately exempted from the late payment fee, and the part paid by the individual only receives interest. If the overdue payment period is exceeded, even if it is paid voluntarily, it will no longer enjoy the preferential policy of reducing the late payment fee. If the employer pays the old-age insurance premium after the court decision or labor arbitration award, and finds that the payment base is untrue and the number of people who pay is underreported, it shall be ordered to pay the old-age insurance premium, and the late payment fee shall be collected in strict accordance with the regulations, and the late payment fee shall not be reduced or exempted.

Pay back the basic old-age insurance premium during the period of self-employment or flexible employment, of which: 12% is determined according to the proportion of overdue fine payable by the unit during the existence of labor relations, and 8% is charged with interest according to regulations. However, according to the payment standard of self-employed or flexible employees, the payment start time is not earlier than 1993 1 month.

If it is difficult for the uninsured units to pay the old-age insurance premium in one lump sum, they may negotiate with the local social insurance agency to sign an installment payment agreement before the end of June 2009, and the payment period of the agreement shall not be later than the end of 20 10. If the overdue payment is completed by stages within the term of the agreement, you can enjoy the preferential policy of reducing the late payment fee.

■ Time of payment

Different time limits have been set for different groups. For enterprise employees whose units have been insured, but some employees are not insured, the original permanent workers can start to pay back from 1993 1 at the earliest; If the original temporary workers are converted to the labor contract system before1994 65438+February, they can be repaid from1990 March at the earliest; If the original temporary workers change to the labor contract system after 1995 1 month, they can start to pay back from 1986 1 month at the earliest; Those who have worked as temporary workers can make up for it from 1986 10 at the earliest.

■ Special provisions

Female insured persons who have not worked in enterprises or institutions or who have not paid enough insurance premiums in enterprises or institutions for 10 years shall go through the formalities of receiving basic pension after reaching the age of 55.

Pension insurance needs to be paid 15 years, and you can enjoy pension security after retirement. Then, what if the payment of endowment insurance is interrupted for some reason? In this regard, the state has implemented the policy of paying back the old-age insurance to solve this problem.

About the uninsured units and personnel to pay back.

The notice made it clear that after the implementation of individual payment, the payment base was not approved, and those who did not pay were not insured; Units that fail to register with social insurance agencies and fail to pay endowment insurance premiums are uninsured units.

Units that are required by the state and province to participate in the endowment insurance for enterprise employees shall, in accordance with the provisions of the state and province, participate in the basic endowment insurance for all personnel who have established labor relations with the unit (hereinafter referred to as "employees"). If the employees within the working age stipulated by the state fail to pay the basic old-age insurance premium due to the employer's reasons, the employer may submit a written application for overdue payment to the labor and social security department, and submit proof of labor relationship with the insured during the application for overdue payment, as well as proof of wage income. After confirmation, enterprises and individual employees will pay the old-age insurance premium from the month when enterprises and individuals need to pay the same fee.

If the whole unit is not insured, it shall be insured for all employees and pay the basic old-age insurance premium from the date of registration and establishment of the enterprise. But the overdue time is not earlier than 1995 1. According to the provisions of the insurance payment, has gone through the retirement formalities by the unit to bear the cost of old-age insurance personnel into the old-age insurance as a whole.

After the social security registration, the partially insured and fully insured units can pay before this article is issued, and then pay the fees normally according to the regulations.

If the uninsured former employees of state-owned and collective enterprises engage in self-employed or flexible employment after the termination of labor relations with the enterprise, I shall submit a written application and provide the original proof of labor relations with the original unit and the original employee files. Upon examination by the administrative department of labor and social security, I can pay back the time when I have not paid the old-age insurance premium during my work in the enterprise. If the individual account has been paid continuously for more than 5 years, it can be regarded as the payment period after being recognized by the administrative department of labor and social security.

Non-insured individual industrial and commercial households, freelancers and other flexible employees are not allowed to pay back. Insured men under 60 years of age and women under 55 years of age are allowed to pay insurance premiums, and the actual payment period is calculated from the month of insurance. If the payment is less than 15 years after reaching the national statutory retirement age, you can go through the formalities of receiving the basic pension on a monthly basis after continuing to pay more than 15 years.

About the interruption of personnel salary payment

After the implementation of individual payment, the payment base has been approved and paid. After that, due to various reasons, the payment base is no longer declared, and no payment is made, that is, payment is interrupted. If the payment is interrupted before the end of 2005, it can be paid according to the provisions of this article.

Base and proportion of payment

Units or personnel who are not insured and those who stop paying the old-age insurance premium before the end of 2005 can pay 60% or 100% of the average wage of employees in the whole province in the year of interruption. If the old-age insurance premium is paid before the establishment of individual accounts, it shall be paid according to the average salary of employees in the province in the corresponding year. Among them, if the old-age insurance premium is paid before the end of 1989, it shall be paid according to the national average wage of 1990. Units and individuals shall pay in the current year according to the proportion of payment.

Deferred payment and interest payment

The notice made it clear that the part that pays the unit fee will be subject to a late fee, and the part that pays the personal fee will pay interest. Before the end of 1995, overdue unit payment and late payment fees will be merged into the pension insurance pooling fund; Repay 1996 1 the part paid by the unit by the end of 2005, transfer the principal and interest to the individual account according to the account size of 1 1%, and merge the rest with the late payment fee into the pension insurance pooling fund.

Among them, for the overdue payment of the unit, a late fee of 2‰ will be charged on a daily basis. Among them, there is no late fee for interruption for less than 6 months, and late fee is charged for more than 6 months.

If the insured uninsured enterprise is insured as a whole and the payment is interrupted due to difficulties in production and operation, if the old-age insurance premium is paid before the end of June 2009, the overdue fine may be appropriately reduced or exempted according to its current operating conditions.

Where an administrative lawsuit or labor dispute arbitration finds that an enterprise pays the endowment insurance premium, the late payment fee paid in accordance with the regulations shall not be reduced or exempted. After auditing, auditing and monitoring, it is found that the payment base is untrue, and the number of people who pay is underreported, resulting in underpayment or omission of endowment insurance premiums, and the overdue fine charged according to regulations will not be reduced.

The interest payable shall not be reduced or exempted. Repaying the interest before the establishment of the personal account shall be calculated according to the average of the bookkeeping interest rates published over the years after the establishment of the personal account. After the personal account is established, the repayment shall be made according to the bookkeeping interest rate of the personal account published over the years. The interest paid by the individual before the establishment of the individual account is incorporated into the pension insurance pooling fund, and the interest paid after the establishment of the individual account is credited to the individual account. The * * * part paid by units and individuals will be paid back with the payment, and social insurance agencies will establish personal accounts for individuals from the time they establish personal accounts.

My old-age insurance started from 200 1 and was interrupted for less than two years in 2006-08. Can I make it up? How and how much? Is there anything else to pay? How to make up for it?

Note: from 200 1 to 2006, I was insured in my previous company, but I was not insured from the end of 2006 to the beginning of 2008, and I have been insured since 2008.

But as far as I know, you don't have to make it up, because social security is paid 15 or 20 years. You can decide for yourself whether to make up for it. The teachers above all say you need to make up. I feel a little dizzy! ! However, the payment base in different regions is different, so you have to consult the local social security bureau to get the most accurate data!

Also, if you have been away from 15 for two years or 20 years, and you just retired, I think it doesn't matter if you don't have to make up for these two years. Of course, it depends on your own situation. It's up to you ! ! You can definitely make up, but if you don't, you must be able to make up!

1. Social security policies vary greatly from place to place. Can you make up the payment? I suggest you consult the local social security center directly to confirm the relevant policies and go through the formalities. This is the safest.

2. Social security affairs are quite complicated. You can visit official website, the local social security bureau, to learn about relevant policies, guidelines and so on.

If you have social security problems, you can also directly consult the local social security center, and the unified telephone number is 12333.

Social endowment insurance payment

Unemployment allowance can be applied within 60 days from the date of termination of the labor contract. Procedures include termination of labor contract, unemployment certificate, proof of payment of unemployment insurance, identity card and application form, which can be handled at the local social security bureau.

Pension insurance surrender application: how to handle social security surrender? How much cash will be refunded after surrender?

There are two situations of social security surrender: 1. Rural residents with foreign household registration who have not reached the statutory retirement age to terminate or terminate their labor contracts, do not continue to work in this city, and cannot really transfer their social insurance relationship may apply for the termination of their social insurance relationship, and apply for it for themselves at one time.

Old-age insurance clauses in the new labor law

My father has been working in the original unit, and the company has paid endowment insurance for him for more than 30 years, but his father died of a heart attack some time ago. Can I have it back when I was a child? Can it be inherited? 1. Cannot ask for a return. 2. Can't inherit.

The basic pension for employees of urban enterprises in China includes basic pension and personal account pension. Among them, the personal account pension is calculated by dividing the accumulated savings in my personal account by a certain coefficient, which is the same for migrant workers and workers with stable employment. As long as you pay more and have more savings in your personal account, this part of the pension level will be high. Regarding the calculation and payment of basic pension, the Decision of the State Council on Perfecting the Basic Endowment Insurance System for Enterprise Employees in 2005 uniformly stipulated that the payment wage index should be calculated based on the corresponding relationship between my last year's payment wage and the average salary of local employees in each year, and then the average value should be calculated based on the average salary of local employees in the previous year as the base for the calculation and payment of basic pension; Pay 15% of the base when paying 1 5 years, and pay 1% when paying1year. The "Interim Measures" adhere to this calculation method, but further clarify that the annual payment wages of migrant workers in each insured place are calculated according to the average wages of employees in each year corresponding to the final treatment. This not only ensures the unification of national policies, but also is a relatively simple method.

Individuals can't pay social security, they can only help you pay it at work.

In fact, it can be made up, and the impact is not great. Minimum years of social security 15 years, pay more and give more.

If it is insured in the name of an individual, if it is missed, it will be impossible to return it. Only the missed payment caused by the unit can be repaid, and the five insurances can be repaid. If the unit does not declare (does not open an account), it can only pay the pension.

If the payer (excluding individuals and freelancers) fails to pay the employee's old-age insurance premium, he shall bring the following materials to the social security agency to handle the case payment of the basic old-age insurance premium:

1, employee file and endowment insurance manual;

2. Application Form for Paying Basic Endowment Insurance;

3, labor contract, salary payment schedule, etc. ;

4. Other relevant materials.

In order to make up for the loss of employee's personal account amount caused by the enterprise's late payment of employee's old-age insurance premium, the overdue old-age insurance premium shall be implemented in accordance with DocumentNo.. 19997. The calculation method is as follows:

Payment amount = average social wage in the previous year at the time of payment (%of the annual payment wage base) × payment ratio× payment coefficient.

Among them, the payment ratio is implemented according to the current enterprise payment ratio, that is, 28%, 20% for enterprises and 8% for individuals. The starting point of the repayment coefficient is 1. 1, and the coefficient increases by 0. 1 every year before the repayment year, and is calculated year by year.

During my tenure, my employer owed me three years of old-age insurance. Now it has been transferred from this unit, and it is required to make up in the process of transfer, but the original unit failed to make up. Now that the original unit is in liquidation, how to write an application for supplementary old-age insurance?

The policy of paying back the endowment insurance for enterprise employees in our province has been released! For various reasons, those who have not paid the old-age insurance premium, the uninsured and those who have interrupted the payment can be included in the old-age planning after paying the premium and enjoy the old-age treatment. A few days ago, the Provincial Department of Human Resources and Social Security, the Department of Finance and the Local Taxation Bureau issued the Notice on Issues Related to the Payment of Basic Old-age Insurance Fees by Enterprise Employees before the implementation of the Social Insurance Law.

According to reports, the Social Insurance Law officially implemented on 20 1 1 clearly stipulates that employees should participate in basic old-age insurance, and both employers and employees should pay basic old-age insurance premiums. If the employer fails to apply for social insurance registration and fails to pay in full and on time, it will bear legal responsibility. In order to properly handle the problems such as the employer's unpaid pension insurance premium, employees' interruption of payment, and uninsured before the implementation of the Social Insurance Law, after full research and demonstration, our province has issued a policy of paying back the pension insurance premium, which clearly stipulates the scope of paying back the pension insurance premium, the base and proportion of payment, the payment of late fees and interest, and the collection of pensions.

Scope of payment: the employer is not insured as a whole, so it is necessary to pay the old-age insurance premium for the employees during their stay in the unit.

According to the notice, the employers who participated in the provincial-level overall planning of the basic old-age insurance for urban enterprise employees in our province had approved the payment base before June 30, 201/year, but the arrears caused by the failure to pay the basic old-age insurance premiums on time for various reasons can pay the unpaid old-age insurance premiums. If the employer fails to co-ordinate the insurance, it shall participate in the insurance for all employees from the date of registration and establishment of the unit, and pay the endowment insurance premium. If the employer fails to apply for insurance for employees in time, and the payment of employees is interrupted after the insurance, the old-age insurance premium can be paid before June 30, 20 1 1 year.

On June 30th, 20 1 1 year, if the statutory retirement age is not reached, the basic old-age insurance premium will continue to be paid as required. On June 30th, 20 1 1 year, if the statutory retirement age has been reached or exceeded, and the payment period is less than 15 after the payment of the old-age insurance premium, the payment can be continued or paid back according to the flexible employment payment method from the time when the retirement age is reached, and if the payment period is still less than 15 after the payment (payment) is over five years, it can be paid in one lump sum.

Supplementary base: if there is no current year's salary certificate, the supplementary base can be 100% or 60% of the current year's social wage.

Regarding the payment base during the period of paying back the employer, it is stipulated that the old-age insurance premium should be paid back before the end of 1989, based on the average salary of employees (on-the-job) in the whole province in 1990. From 1990 to the establishment of personal account, the old-age insurance premium shall be paid according to the average salary of employees (on-the-job) in the province in the corresponding year.

Pay the old-age insurance premium after establishing a personal account. To provide the original wage income of employees, it should be based on the actual wage income of employees, but not less than 60% and not more than 300% of the average wage of employees in the whole province in the previous year. If you can't provide the salary income of the current year, you can choose to pay back according to 100% or 60% of the average salary of employees in the province. Before 1995, the unit contribution ratio was 18%, and the individual contribution ratio was 3%; After 1996, it shall be paid according to the actual payment ratio of the current year.

On June 30th, 20 1 1 year, if the retirement age is reached or exceeded, the notice stipulates that from the time when the retirement age is reached, the payment shall be made according to the base and payment proportion stipulated in the payment method for flexible employees. 1993, 1 to 1995, calculated as 100% of the average wage of employees in the province in the corresponding year, or 100% or 60% of the average wage of employees in the province after 1996. If one-time payment is made after 15 years, one-time payment will be made based on 100% or 60% of the average salary of employees (on-the-job) in the whole province in the previous year. The payment ratio is 20%.

Late payment fee:

Payment before June 30, 20 13 can be exempted from 2-year late payment fee.

Pay the endowment insurance premium, the unit pays part of the overdue fine, and the individual pays part of the interest. Among them, the overdue payment, which is based on the approved payment base and formed before June 30th, 20 1 1 year, will be subject to a daily fine of 0.5‰ from the date of default.

If the unit fails to participate in the insurance as a whole, all employees fail to participate in the insurance or individual employees interrupt the payment, the late payment fee will be added to the part paid by the unit (flexible employees12%):1986+00-1995+02 months' old-age insurance premium plus 0.8‰. 1996 65438+ 10-200065438+February, the old-age insurance premium increased by 0.6‰, and from 200 1 to 2065438+065438+June, the old-age insurance premium increased by 0.5‰. The notice also made it clear that the old-age insurance premium paid before June 30, 20 1 1 year will be exempted from the late payment fee from July, 20654381/day to June 30, 201year. After the endowment insurance premium is paid 20 1 1 July 13 before June 30, a late payment fee of 0.5‰ will be added every day from July 2011day.

If the unit fails to co-ordinate the insurance, fails to fully participate in the insurance or the individual employee interrupts the payment, interest will be charged for the individual payment. To repay the interest before the establishment of the personal account, it shall be calculated according to the average of 4.922% of the bookkeeping interest rate of accumulated deposits in personal accounts over the years published by 1996 to1+0/. After the individual account is established, it shall be calculated according to the bookkeeping interest rate of the accumulated storage amount of the individual account published over the years.

Pension:

Supplementary personnel are included in the overall planning and can receive pensions on a monthly basis.

The notice stipulates that after paying the endowment insurance premium, the social insurance agency will establish a personal account according to the scale of the personal account stipulated by the state. Among them: by the end of 2005, the scale of personal account was 0% of the payment base; The scale of personal accounts in 2006 and beyond is 8% of the payment base.

Payment personnel to enjoy the basic pension conditions on a monthly basis, according to the provisions of the provincial government office issued No.77 [2006] document calculation of basic pension. For the overdue part before 1992 12, the payment indicator is "1"; For the overdue payment before the establishment of personal account 1.993, the payment index is "1.200"; The actual indicators are calculated according to the actual supplementary payment base of this part after the establishment of the personal account.

Payment process:

Should be insured but not insured, interruption of payment, should be a one-time payment of arrears.

The notice requires that those who have been insured but have not been insured or interrupted to pay fees should make up the old-age insurance premium at one time during the period when the work of the unit is insured or interrupted.

If the employer fails to pay the old-age insurance premium, it shall submit a written application for paying the old-age insurance premium to the social insurance agency in accordance with the principle of territoriality, and provide relevant insurance information, and go through the formalities for paying the old-age insurance premium after examination and approval. Not all insured units pay the endowment insurance premium for the uninsured, and pay it in the social insurance agency where the unit endowment insurance relationship is located.

If the insured person interrupts to pay the premium, the employer (including the original employer) or himself shall submit a written application to the social insurance agency where the basic old-age insurance relationship is located, and provide relevant valid certificates, and go through the formalities of paying the premium after examination and approval.

For those who reach or exceed the retirement age, the administrative department of human resources and social security at or above the district level shall review their qualifications, and the social insurance agency shall go through the formalities of overdue payment. After paying the old-age insurance premium, it shall be regarded as the payment period. After being audited by the administrative department of old-age insurance, the social insurance agency shall go through the formalities of overdue payment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.