Is there an app that can use social security loans?

Where can I get a social security loan?

Loan platform

1. Hengyi Loan. Hengyi Loan is an intelligent platform for mobile lending products launched by Beijing Netzhongchuang Technology Co., Ltd., which has a variety of lending models, including 70 social security loan service cities, aged between 22 and 55. With a monthly income of more than 2,500, you can easily pass the social security loan, which can basically be completed in 3 working days. The maximum application amount is 200,000 yuan, and the service period is 12-36.

2.UA is easy to borrow. UA Yi Rong Loan is the latest social security loan, which can provide everyone with a loan of up to 20,000 yuan. When applying for UA Easy Loan, you only need to provide your own identity information, mobile phone number and social security information. You can find the loan entrance of UA Easy Loan by melting 360 mobile APP.

3. the five wonders of China. Hua Wuque is a place where you can apply for social security, so you may not look at the credit information. The maximum is 8,000 yuan, the minimum is 500 yuan, the term is 1-6 months, and the daily interest rate is 0.2%. Although the quota is not very high, it can help office workers change their mobile phones and travel.

4. Ten thousand people benefited from the loan. Inclusive loans are also a breakthrough of social security loans. There is a product called "social security loan" in this mouth, and the maximum loan amount is 65,438+10,000 yuan. What Xi Cai Jun needs to tell you is that this account does not have too high requirements for the borrower's credit information, and it can be used by both black and white households.

Social security loan conditions

First of all, social security loans must meet the following conditions

1. Social security is paid continuously 18 months or more without interruption.

2 Must be a resident of China (excluding Hong Kong, Macao and Taiwan) aged 22-55.

3. Have a stable job, and the work unit buys social security and provident fund for individuals.

4. Work place and application place, work place and social security payment place belong to the same city.

5. There is no overdue record, and it has the ability to repay the loan principal and interest on time.

Compared with your own conditions, if you can basically meet them, you can try to apply for social security loans in the bank.

Everyone's social security contributions are different, so the loan amount will be different. Social security loans can be up to 600,000.

You can apply for a loan if you have social security. How to apply specifically? Can I only apply for a social security card? How much can social security loans be borrowed?

Before answering the above questions, let's take a look at what social security loans are.

Social security loan is actually a personal credit loan business. The borrower can obtain a certain credit line without providing collateral and other guarantees.

To apply for a social security loan, you need to meet the following requirements:

1. age: a natural person who is required to be at least 25 years old and have full capacity for civil conduct.

2. Credit: It has a good credit record, and there is no overdue record on the personal credit report.

3. Work: The borrower must have a stable job and a fixed source of income, and have the corresponding repayment ability.

4. Social security: Meet the relevant requirements of lending institutions for social security deposit, generally the requirements of deposit base and payment time.

5. Other requirements: other conditions that meet the requirements of lending institutions.

Provisions on the amount of bank social security loans

Generally speaking, the maximum credit line is 500,000 yuan, and the influencing factors of the loan line mainly include the following two points:

1. The borrower's credit status, repayment ability and repayment willingness are recognized.

2. The credit line of social security loan plus other credit lines obtained in the bank shall not exceed the maximum credit line of a single borrower specified by the bank.

Provisions on social security loan quota of loan companies.

The social security deposit base is about 30 times. Simply put, the amount of social security card loans is directly related to social security deposits. The higher the social security, the more loans.

The loan case shows that Mr. Zhang needs 6.5438+0.5 million yuan for decoration. The loan consultant learned that he is engaged in the IT industry, and the social security base paid by his unit is 5300, and he has paid social security for six months in a row, and there is no bad record in his personal credit report. So I helped him apply for a social security card loan. Mr. Zhang easily passed the examination and approval, and obtained a loan amount of 30 times the social security deposit base, that is, 159000 yuan, which solved the fund demand for house decoration.

Blessed are those who pay social security! All five platforms have social security loans.

Today, with the rapid development of online lending, various unique loan platforms have also appeared in the market. Today, I will introduce you to several platforms with social security loans. Friends who have been paying social security can try these platforms when they need loans.

UA rongyidai

UA Easy Loan is a social security platform that can provide loans of up to 20,000 yuan for everyone. When applying for UA Easy Loan, you only need to provide your own identity information, mobile phone number and social security information. You can find the loan entrance of UA Easy Loan by melting 360 mobile APP.

Famous school loan

Famous school loan is a platform for providing loans to graduates of famous schools, requiring borrowers to pay social security for more than half a year. Platform loan products are rich, including loans, mortgage loans and white-collar loans. The platform can provide you with a maximum of 60,000 yuan, with a maximum term of 3 years.

Wan Yi Hui belt

Wan Yi Loan is also a platform with social security loans. There is a product called "Social Security Loan" in the platform, with a maximum loan amount of 65,438+10,000 yuan. What needs to be informed is that the platform does not have too high requirements for borrowers' credit information, and both loan users and white households can.

Huawuque

Hua Wuque is also a platform with social security loans. The loan amount of this platform is between 500-8000 yuan, and the longest period is no more than 6 months. One day's interest rate is spent five times, which is a relatively stable platform for the next payment. Generally, the loan can be released within two hours after receiving the application.

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Here are five platforms with social security loans for everyone. Friends who plan to lend can go and have a look first.

Social security card can be a platform for loans.

1, temporarily borrowed. This is a large-scale phased product that has just been launched. Mainly for users with social security, provident fund, credit card and real estate license. As long as there is no problem with qualifications, the general pass rate and quota are still ok. The maximum amount is 200,000 yuan, and the service period is divided into 3- 12 months. If the loan supermarket is displayed, it means that it has been declined.

2. I can do math. The account has four loan modes: WeChat (micro-loan), social security and provident fund, with the maximum amount of 50,000, the maximum amount of credit card mode of 30,000, and the maximum service life of the four modes 12. You don't check the credit information when you apply, and some employers will check the credit information at the meeting. After submitting the information, a small number of big brothers will receive a return call starting with 0755, so pay attention to answering it in time.

This is the end of the introduction of apps that can use social security loans and apps that can use social security loans. I wonder if you have found the information you need?