What is the ratio of five insurances and one gold in Chongqing?

Chongqing five insurance and one gold payment ratio:

1. Units pay 20% of endowment insurance, 8% of medical insurance, 2% of unemployment insurance, 0.7% of maternity insurance, 0.5%-4.8% of industrial injury insurance and 7%-12% of provident fund; Individuals pay 8% endowment insurance, 2% medical insurance, 1% unemployment insurance and 5%- 12% provident fund.

2. The social insurance agency for work-related injury insurance shall determine the industry risk category of each employer according to the industrial and commercial registration and main production and operation conditions of the employer.

3. Five insurances and one gold refer to several kinds of security benefits provided by employers, including basic old-age insurance, basic medical insurance, unemployment insurance, work-related injury insurance, maternity insurance and housing accumulation fund. On-the-job employees shall pay the housing provident fund in accordance with the regulations. "The housing provident fund is a' payable' project, which is legally necessary, and payment also means that it is an obligation.

4. Old-age insurance means that employees who take part in the work can receive a pension every year as long as they pay 15 years and reach the legal retirement age, so as to meet the basic needs of the elderly and prevent employees from losing their sources of livelihood due to retirement.

Medical insurance means that in our daily life, as long as it is within the scope of reimbursement, the related expenses generated by purchasing drugs in hospitals, clinics or pharmacies can be reimbursed, thus reducing our burden of medical expenses.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 2 of the Regulations on the Management of Housing Provident Fund

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.