Payment and collection standards of rural endowment insurance in Jilin Province

First, how to pay old-age insurance in rural areas of Jilin Province

At present, the payment standard of the new rural insurance is 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan and 2000 yuan.

The payment base of the new rural old-age insurance can be paid annually at the rates of 5%, 10%, 20% and 30% respectively. The specific payment ratio is independently selected by the insured residents, and the payment methods are as follows:

First, pay fees regularly. This method is used in areas and people with relatively stable or rich income. For example, township enterprises can pay premiums on a monthly and quarterly basis, and farmers in rich areas can pay premiums on a half-year or a year basis, and the amount of contributions can be paid according to the proportion of income or a certain amount.

Second, the payment is not standardized. The method adopted in most areas is due to unstable income. Pay more in good years, pay less in young years and pay less in bad years. Pay when the family income is good, and don't pay when it is bad.

The third is a one-time payment. Most of them are older farmers. When they are old, they will pay the insurance premium in one lump sum according to their own security level, and they will receive it at the age of 60 according to the regulations.

Second, the rural old-age insurance collection time

When the insured reaches the age of receiving a pension, he shall apply to the agent of the administrative village or township enterprise or institution where the account is located for receiving the pension. I want to bring my household registration book (or ID card) and proof of payment of rural old-age insurance, fill out the application form and return the proof of payment. County (District) Labor and Social Security Bureau of rural social insurance agencies after passing the audit, issued to the rural social endowment insurance "get a certificate", the insured with the "get a certificate" to the bank or agency to receive a pension.

From the above explanation, we can understand that rural people pay endowment insurance at a certain level. Different grades pay different amounts, so they receive different amounts when they retire.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Thirteenth employees of state-owned enterprises and institutions to participate in the basic old-age insurance, the basic old-age insurance premium should be paid by the government during the payment period.

When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.