Legal analysis: the reimbursement standard of maternity insurance in social security is: because the state has not uniformly stipulated the reimbursement ratio of maternity insurance, the reimbursement ratio of maternity insurance is specifically stipulated by provinces and cities. 1. Handling process of maternity allowance: the unit manager submits the above materials to the social security center, and the maternity allowance will be paid within 30 working days after the approval. Two. Handling process of maternity medical expenses (prenatal examination): the manager of the insured unit submits the above materials to the social security center, and pays the maternity medical expenses (prenatal examination) within 30 working days after accepting the examination and approval. Three, family planning surgery medical expenses (hospitalization expenses) by the maternity insurance fund in the form of maternity allowance to the unit reimbursement. The reimbursement standard is: 1. Female workers who have given birth naturally for more than 7 months (including 7 months) or who have given birth prematurely for less than 7 months are entitled to a maternity allowance of 3 months, and those who have had a cesarean section during difficult labor are given a maternity allowance of half a month. If there are multiple births, the maternity allowance will be paid for half a month, and if the pregnancy is more than 3 months (including 3 months) for 7 months. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months. (two) maternal nutrition subsidies and perinatal health care subsidies. Female employees who meet the national regulations and enjoy maternity leave for more than 90 days (including 90 days) can enjoy maternity nutrition subsidies in 300 yuan and perinatal health care subsidies in 700 yuan. (3) One-time maternity allowance: female employees who participate in maternity insurance in the unit are unemployed, and if they meet the family planning requirements during the period of receiving unemployment insurance benefits, they can enjoy one-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for multiple births due to dystocia, and 50% for male employees whose spouses are not included in maternity insurance and meet the family planning requirements. (four) maternity allowance is compensated by the unit, and the basic salary, bonus and welfare expenses of the insured female employees during maternity leave are paid by the unit. (5) The cost of family planning operation, including the cost of placing (taking out) IUD, induced abortion, induced labor, burying skin, sterilization and recanalization due to family planning needs, shall be included in the settlement scope of maternity insurance fund.
Legal basis: Article 8 of the Special Provisions on Labor Protection for Female Employees stipulates that maternity allowance for female employees during maternity leave shall be paid by maternity insurance fund according to the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave. Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.