Five changes in social security in the second half of the year

Legal analysis: 1. Comprehensive unemployment insurance: According to the national release (Ministry of Human Resources and Social Security Fa [2020] No.40), unemployment insurance will cover all insured persons, and the coverage will be improved, and the payment period, unemployment allowance and temporary living allowance policies for older unemployed people will be extended; 2. Pension increase in each province 16: At present, 14 provinces have issued a notice of pension increase in 2020, and the overall increase of retired employees is 5%. Among them, Beishangguang, Heilongjiang, Tianjin, Anhui, Hubei and so on. Announced the detailed rules of the pension plan. It is understood that this is China's first 16 increase in pensions; 3. Small and medium-sized enterprises continue to be exempted from three social insurance premiums: In early 2020, an COVID-19 epidemic disrupted many people's lives and work, and many enterprises faced shutdown, unable to let their employees go to work, resulting in particularly heavy losses. In order to support the survival of enterprises, the state has issued a notice to exempt basic old-age insurance, unemployment insurance and industrial injury insurance. Small and medium-sized enterprises outside Hubei Province are exempted in February and June, large enterprises are halved in February and April, and all small and medium-sized enterprises in Hubei Province are exempted (February and June). However, after June 2020, there are still enterprises that are particularly difficult to produce and operate due to the epidemic. Therefore, for small and medium-sized enterprises in various provinces, the implementation time is extended to 65438+the end of February 2020. 4. Universal medical insurance is on the rise. According to the regulations promulgated by the National Medical Insurance Bureau (No.24 [2020] of Medical Insurance), the per capita financial subsidy standard of basic medical insurance for urban and rural residents will be increased to 30 yuan in 2020. 5. Put an end to one-time payment of social security. Many places can pay social security in one lump sum. After paying 15 years, you can enjoy state welfare and receive a pension. But at present, many provinces have limited this decision.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.