How do freelancers pay five insurances and one gold for social security?

Hello, freelancer, you can pay social security as an individual. Personal social security payment process:

1. Individuals can apply for social security (pension+medical care) as freelancers.

2. Insurance conditions: urban hukou or rural hukou.

3. Handling place: local community street social security service points, or district and county social security bureaus (labor and social security bureaus).

4. How do people pay the basic information needed in social security issues: household registration book, ID card and copy, and two 1 inch photos.

5. Charging standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available. Employers must pay five insurances and one gold for employees, of which medical insurance, endowment insurance and unemployment insurance are paid by enterprises and individuals in proportion, and maternity insurance and work-related injury insurance are borne by enterprises alone.

1. Pension insurance Pension insurance contribution ratio unit 2 1, individual 8.

Two, medical insurance medical insurance payment ratio for 9 yuan, 2 yuan and 3 yuan.

Three. Unemployment insurance Unemployment insurance payment ratio is unit 2, individual 1.

The industrial injury insurance company pays you 0.5 per month, and individuals don't have to pay it. Industrial injury insurance determines the industrial injury rate according to the industry scope of the company, ranging from 0.5 to 2.

5. The maternity insurance unit pays you 1 every month, and individuals don't have to pay it.

Six, the housing provident fund deposit ratio, the maximum shall not exceed the average wage of workers 10. The employer shall pay the housing accumulation fund at 12 of the salary. Both units and individuals are paid 12.

The payment base of "five insurances and one gold" is based on the total wages, and the regulations on the payment amount are different in different regions. So I suggest you consult the human resources department of your company or the local social security department. Generally speaking, the payment ratio of five insurances and one gold is:

1. Endowment insurance: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).

2. Medical insurance: unit 8%, individual 2%+3 yuan 3. Unemployment insurance: unit 2%, individual1%;

4. Work-related injury insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself;

5, maternity insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself;

6. Housing provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees.

legal ground

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.