How to distinguish between agricultural and non-agricultural account

The difference between agricultural and non-agricultural accounts is that agricultural ones are required to pay three insurance policies and one pension, while non-agricultural accounts pay five insurance policies and one pension for social security. The relevant provident fund contribution ratio is: 5% to 12%, the employer can adjust within this range at their own discretion, usually 8%. Individuals and employers make equal 1:1 contributions.

(I) Non-Agricultural Hukou

Non-Agricultural Hukou is an epochal division of Hukou into Agricultural and Non-Agricultural Hukou during the Planned Economy Era. Agricultural Hukou refers to those who rely on their own production of food rations, while Non-Agricultural Hukou refers to those who rely on the state to distribute food rations to urban residents.

(2) Agricultural Hukou

Agricultural Hukou refers to the agricultural population that produces its own food. It was divided into agricultural and non-agricultural households during the planned economy era. Agricultural hukou was abolished and collectively referred to as residents. According to the design of urbanization.

The difference between a non-agricultural household and an agricultural household:

1. "Agricultural households" and "non-agricultural households" used to be differentiated in terms of eating commercial food.

2. In terms of social insurance, there is not much difference between the two. The overall difference is only related to the difference between cities, but in one city there is no big difference.

3, labor and employment, the town is not a package of work, but there is a labor re-employment, the government's investment in this area should be better than the rural areas, rural areas, if there is a new technology demonstration area, of course, in this area will also increase the skills training of farmers, but it is not like the city so systematic.

4, rural areas have land, the government should have a certain government subsidies, called security premiums or something, need to be urban non-farmers do not have, but there is an unemployment benefit, I guarantee that not every city's minimum subsistence allowance have.

Advantages of agricultural hukou:

Firstly, the biggest advantage of agricultural hukou is that it has a residential base and land, and if it catches up with the demolition, there will be a high compensation payment.

Secondly, in some places, people with rural hukou, who are over 45 years old for men and 40 years old for women, have bought pension insurance, and the government pays 1/3 of the premiums, the village pays 1/3, and they themselves pay 1/3. Therefore, as long as they pay a very small part of the money, they can receive a certain amount of pension every month at least until they reach the age of 60 for men and 55 for women. In contrast, non-agricultural hukou people who don't have a job have to buy their own pension insurance.

Thirdly, in some places, medical insurance is fully covered by the village, so you don't have to pay a dime. If you get sick and are hospitalized, you can be reimbursed a certain amount of hospital fees each year for both adults and children.

Fourth, in some places, the village does not have to pay for garbage, security fees, etc. The village pays for all of them, which is an advantage over non-agricultural households.

Fifth, in some places, compulsory education in rural areas is all free.

Sixth, some places stipulate that if the first child of a rural household is a girl, the second child can be born without a fine.

Seventh, some places now have a village where everyone with a hukou, no matter how big or small, can get an annual dividend, but if the hukou is moved out, they can't participate in the dividend.

Non-agricultural Hukou Advantages

(1) Good treatment for recruitment and unemployment.

1. Recruitment: If farmers want to get rich, going to work in an enterprise is the way out. However, in principle, enterprises only consider non-agricultural hukou when recruiting, and even if there is no restriction on hukou, they subjectively prioritize non-agricultural hukou.

2, unemployment insurance: non-agricultural workers are unemployed, their enjoyment of unemployment insurance benefits standard for the city's minimum wage of 70% to 90%, the maximum of 2 years; and migrant workers and enterprises to terminate or terminate the labor relationship, the standard of unemployment insurance benefits for the city's minimum wage of 40% of the workers, according to the unit of its continuous contribution time, a one-time payment to the person, contributions for every 1 year A living allowance of 1 month will be paid for every 1 year of contributions, up to a maximum of 1 year.

In addition, non-agricultural workers can enjoy a number of preferential policies of the state and government departments during the period of unemployment treatment.

Difficult-to-employ groups among unemployed non-agricultural hukou workers who choose to become self-employed can also benefit from subsidized state social insurance policies.

Relative to the unemployed non-agricultural hukou workers, agricultural hukou workers are not entitled to any of these relevant preferential policies after they become unemployed.

(2) The same military treatment is good.

1, join the army: non-agricultural account of the preferential treatment than the agricultural account of more than double, urban account enlisted conscripts 10,000 yuan per year, rural account enlisted conscripts 5,000 yuan per year, two years as a soldier on the difference of 10,000 yuan.

2, retired: non-agricultural retired soldiers and non-commissioned officers of the government to resettlement work, some local provisions of any unit shall not refuse to undertake the task of resettlement, the government resettlement work, but also to go to the Bureau of Labor and Social Security to participate in a free vocational skills training.

3, retired self-employment: non-agricultural retired soldiers and non-commissioned officers self-employment, issued a one-time resettlement subsidy. Retired soldiers 35,000 yuan per person, transfer sergeant 55,000 yuan per person; agricultural household of retired soldiers self-employment, the issue of a one-time resettlement subsidy of 10,000 yuan per person.

(C) pension insurance, medical insurance treatment is high.

1, old-age insurance: non-agricultural workers can receive a monthly pension when they retire; while agricultural workers according to the current policy, no matter how many pension insurance premiums, retirement, can only be a one-time surrender.

According to the current standard contribution 20 years of measurement, non-agricultural workers and migrant workers in the same enterprises pay 50,000 yuan, to retirement, migrant workers can only receive a lump sum of about 20,000 yuan of retirement, and non-agricultural workers will receive 1,100 yuan per month of retirement, and with the national policy of regular adjustments each year. According to Beijing's average life expectancy of 80 years old, in the case of no adjustment of the policy, non-agricultural workers will receive 13,200 yuan per year, and will be able to receive 264,000 yuan in 20 years of retirement.

2, medical insurance: non-agricultural workers pay medical insurance according to the regulations, not only hospitalization can be reimbursed, outpatient visits can also be reimbursed, after retirement, but also enjoy the retirement of the various medical expenses reimbursement treatment; while the migrant workers in the service period only hospitalized to reimbursement, once retired, will not be reimbursed.

(4) The low insurance standard is high.

According to the civil affairs department's current standard of low income insurance, the standard of low income insurance for non-agricultural household registration personnel is 300 yuan per person per month, or 3,600 yuan per year; while the low income insurance for agricultural household registration personnel is 1,700 yuan per year, or 142 yuan per month. Non-agricultural household registration personnel of the low income insurance treatment is by the city and district levels *** with the burden, agricultural household registration personnel of the low income insurance treatment is by the district and township levels *** with the burden.

The difference between hukou will be experienced in detail in real life, so you need to learn to deal with it reasonably, so that the solution to the problem will have important practical significance. If the loss of rights and interests because of the hukou, please consult the relevant professionals so as to safeguard their rights and interests.

Legal basis

"Regulations of the People's Republic of China on the Registration of Households in the People's Republic of China"

Article 6 Citizens shall be registered as a permanent resident in the place where they habitually reside, and a citizen may be registered as a permanent resident in only one place.

Article 10 Citizens who move out of the jurisdiction of their hukou shall be required by themselves or by the head of the household to declare to the hukou registration office before moving out, to receive relocation documents and to cancel their hukou.

Citizens moving from the countryside to the city must apply to the hukou registration office in their usual place of residence to complete the procedures for moving out, with a certificate of employment from the labor department of the city, a certificate of acceptance from the school, or a certificate of permission to move from the hukou registration office in the city.

Citizens moving to border areas must be approved by the public security organs of the county, city or municipal district where they usually reside.

Opinions of the State Council on Further Advancing the Reform of the Household Registration System

Article 9 Establish a uniform household registration system for urban and rural areas. The distinction between agricultural and non-agricultural hukou and the resulting blue-print hukou and other types of hukou shall be abolished, and the hukou shall be unified as a resident hukou, reflecting the population registration and management function of the hukou system. The establishment of education, health and family planning, employment, social security, housing, land and demographic statistics systems that are compatible with the unified urban and rural household registration system.