What should I do if social security is handed over to people under 50 15?

You can pay in one lump sum. According to the current policy document, if the statutory retirement age is less than 15 years in the basic old-age insurance for urban workers, it can be paid back to 15 years in one lump sum, except for those who paid before June 30, 2010/year and the payment is still less than 15 years after being extended for 5 years. In other cases, they can't pay off the insufficient years in one lump sum.

First extend the payment to 15 years. After the insured reaches the statutory retirement age, if the payment period of the basic old-age insurance for enterprise employees is less than 15 years, it can be extended to full payment in the place where the benefits are received in accordance with relevant state regulations. 15; In addition, if the insured is insured before July of 20 1 1 year, and the payment is still less than 15 years after five years' delay, the one-time payment can be made to 15 years.

Two, into the basic old-age insurance for urban and rural residents. If the payment period of enterprise employees' basic old-age insurance is less than 15, the insured can apply to transfer to the basic old-age insurance for urban and rural residents, and if they reach the legal retirement age (both men and women are 60 years old) and the accumulated payment period exceeds 15 (if the payment period is less than 15, they can apply for a one-time payment at the age of 60), and they can enjoy the basic old-age insurance benefits.

Three, apply for termination of the basic old-age insurance relationship for enterprise employees. Individuals can apply in writing to terminate the basic old-age insurance relationship for employees, and the social security agency will terminate the basic old-age insurance relationship for employees in their enterprises according to the procedures and after my written confirmation, and pay the amount stored in the personal account to me in one lump sum.

Insured persons who have reached the age and have not paid the basic old-age insurance premium for enterprise employees 15 years can reasonably choose the corresponding treatment method according to their own reality. In addition, it is specially reminded that the cumulative payment of basic old-age insurance for enterprise employees 15 years is the minimum payment period, not the maximum payment period. The basic old-age insurance follows the principle of paying more and getting more. Early enrollment and more payment can improve the level of old-age security.

Do you want to buy old-age insurance at the age of 50?

1, older, higher payment, short payment time (generally up to 10 years), may cause greater pressure on the general family economy, which needs careful consideration.

2. Even if you start to receive a pension at the age of 70, you only need 15 years, especially the annuity pension insurance, which means that the payment is higher now, and the money you receive in the future may not be as high as you think. You can probably get to know it through the preview of the low-level bonus And it will take a long time to get it.

In view of the above two points, it is not recommended to buy endowment insurance at this age.

Legal basis:

Some Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)

Article 2 When an individual who participates in the basic old-age insurance for employees reaches the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.