What if the money in the social security card runs out? Do you need to pay at your own expense

What if the money in the social security card runs out?

When the money in the social security card is used up, it is actually the balance of the personal account in the social security card. After using it up, the rest of the self-funded part needs to be paid by individuals.

In the social security card, it is divided into personal account and overall account. Personal accounts are used for outpatient service, medical treatment or medicine purchase. So the money in medical insurance is spent, but the money in personal account is actually spent. Medical reimbursement is normal.

For example, 2% paid by working individuals over 45 years old is credited to personal account, 0.4% of 65438+ 8% of the unit is credited to personal account, and 3.4% of the monthly salary is credited to personal account.

2% paid by individuals under the age of 45 is credited to personal account, 0.2% of 65438+ 8% of the company is credited to personal account, and 1 * * * is credited to 3.2% of the monthly salary; Retirees do not pay fees. The monthly salary is 3.9%.