Can I refund the principal if I don't buy social security?

If you don't buy it, you can't get a refund. If you surrender, you can get a refund. Surrender is conditional. According to the Social Insurance Law, individual accounts are not allowed to be withdrawn in advance. Therefore, social security cannot be surrendered, and it will only merge with workplace transfer. Only under the following special circumstances will the fees you paid be refunded?

1, died before reaching the statutory retirement age, and the account has been cancelled in the public security organ;

2, go through the formalities of going abroad to settle down, and the account has been cancelled in the public security organs of our country;

3. The insured has reached retirement age and has not paid the fee for 15 years;

4, repeated insurance and termination of labor relations can be surrendered. I don't pay the social security I paid for several years now. I can refund some of the money in my previous account and personal account, but I can't repay the money in my overall account. He has been returned to the state, and I have to buy 15 years to pay social security before I can get a pension when I retire.

I suggest you insist on paying social security, otherwise the money will be wasted. Paying social security is actually a guarantee for yourself. After retirement, you have a pension. If you are sick, you can get medical insurance reimbursement and give yourself greater living security. It can be returned to our bank card, but the money in the overall account cannot be returned. I hope everyone can know that if you don't want to waste this money, you can continue to pay it. Don't be afraid that he will stop paying. As long as he has paid 15 years, he can receive a pension normally.

To sum up, social security, as the welfare provided by the state to the people, is now paid by the company for employees as long as they are working.

Legal basis: Article 23 of the Social Insurance Law stipulates that individual accounts may not be withdrawn in advance. Therefore, social security cannot be surrendered, and it will only merge with workplace transfer. Only under the following special circumstances will the fees paid by them be refunded:

1, died before reaching the statutory retirement age, and the account has been cancelled in the public security organ;

2, go through the formalities of going abroad to settle down, and the account has been cancelled in the public security organs of our country;

3. The insured has reached retirement age and has not paid the fee for 15 years;

4, repeated insurance and termination of labor relations can be surrendered.

Article 58 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.