How much pension can I get for 33 years of service?

Those who retire in 2022 after serving for 33 years can get a pension of about 3,700 yuan: according to the length of service, every year of work 100 yuan. By analogy, the pension for 10 service is 1000 yuan. The pension for 20 years is 2000 yuan, the pension for 30 years is 3000 yuan, and the pension for 40 years is 4000 yuan. Whether senior workers, intermediate workers or ordinary workers.

The competent department of social security shall handle it. How much money to receive depends on the situation, and the calculation method is as follows:

Pension = basic pension+personal account pension.

1, personal account pension = personal account storage ÷ months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time;

2. Basic pension = (last year's average monthly salary of employees in the province+my indexed monthly average payment salary) ÷2× payment period × 1% = last year's average monthly salary of employees in the province (1+ my indexed monthly average payment salary) ÷2× payment period × 1%.

For example, according to the above formula, suppose that when male employees retire at the age of 60, the average monthly salary of employees in the whole province last year was 4,000 yuan.

When the cumulative payment period is 15 years:

When the average individual payment base is 0.6, the basic pension = (4,000 yuan+4,000 yuan× 0.6) ÷ 2×15×1%= 480 yuan;

When the individual average payment base is 1.0, the basic pension = (4,000 yuan+4,000 yuan×1.0) ÷ 2×15×1%= 600 yuan;

When the average individual payment base is 3.0, the basic pension = (4,000 yuan+4,000 yuan× 3.0) ÷ 2×15×1%=1.200 yuan.

1, seniority salary (including seniority): 30 yuan every year, increasing with seniority. The implementation of seniority wage is not only to take care of old workers, but more importantly, to encourage workers to work for life, which is conducive to the construction and stability of the workforce.

2. Workers' pension: every year of work 100 yuan according to the length of service. By analogy, the pension for 10 service is 1000 yuan. The pension for 20 years is 2000 yuan, the pension for 30 years is 3000 yuan, and the pension for 40 years is 4000 yuan. Whether senior workers, intermediate workers or ordinary workers. Pensions are equal. Civil servants should also be equal regardless of their positions. It's the same as workers' pension.

According to the individual's specific situation, consult the social security department of the local labor bureau for handling. How much money to receive depends on the situation, and the calculation method is as follows:

Pension = basic pension+personal account pension.

1, personal account pension = personal account storage ÷ months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time;

2. Basic pension = (last year's average monthly salary of employees in the province+my indexed monthly average payment salary) ÷2× payment period × 1% = last year's average monthly salary of employees in the province (1+ my indexed monthly average payment salary) ÷2× payment period × 1%.

For example, according to the above formula, suppose that when male employees retire at the age of 60, the average monthly salary of employees in the whole province last year was 4,000 yuan.

When the cumulative payment period is 15 years:

When the average individual payment base is 0.6, the basic pension = (4,000 yuan+4,000 yuan× 0.6) ÷ 2×15×1%= 480 yuan;

When the individual average payment base is 1.0, the basic pension = (4,000 yuan+4,000 yuan×1.0) ÷ 2×15×1%= 600 yuan;

When the average individual payment base is 3.0, the basic pension = (4,000 yuan+4,000 yuan× 3.0) ÷ 2×15×1%=1.200 yuan.

Pension, also known as pension and retirement fee, is the most important social pension insurance treatment. That is to say, according to the relevant national documents, the monthly or lump-sum payment of insurance benefits in the form of money is the need to benefit the society and is mainly used to ensure the basic living needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions. Pensions are accumulated and operated in accordance with the principle of common accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.

From 2005 to 20 15, although the China municipal government raised the pension level of enterprise retirees for the first consecutive year 1 1, all sectors of society were not "ungrateful" because of the great difference in pension level, currency depreciation and rising prices. On the contrary, they expressed dissatisfaction and doubts about the declining pension replacement rate year by year. The proportion of pension in wages has dropped for nine consecutive years, which is lower than the international warning line.

Pensions in China are mainly divided into two categories: retirement pensions for employees in government institutions and retirement pensions for employees in enterprises. The different systems implemented by the two are reflected in three different points:

First, the overall planning methods are different. The employees of enterprises are paid by the unit and the employees themselves according to certain standards, and the institutions and institutions are funded by the government;

Second, the payment channels are different, that is, employees of enterprises are paid by self-raised accounts, and institutions are paid by finance;

Third, the enjoyment standard is different, that is, the pension standard of government institutions is higher than that of enterprise retirees.

Legal basis:

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.