Can social security and medical insurance break off for a month?

Social security and medical insurance can be broken off for one month, but it is not recommended.

First, the importance of social security and medical insurance

Social security medical insurance is an important part of China's social security system, aiming at providing basic living security and medical security for individuals. By paying social security and medical insurance, individuals can enjoy many benefits such as medical reimbursement, old-age pension and unemployment allowance. Therefore, timely and full payment of social security and medical insurance is of great significance for safeguarding individual rights and interests and maintaining social stability.

Second, the impact of breaking off social security and medical insurance.

Although social security and medical insurance can be broken off for one month, it will have a series of adverse effects. First of all, breaking off social security will affect the individual's social security record, which may lead to the inability to enjoy relevant treatment when needed. Secondly, cutting off social security and medical insurance will also affect personal medical insurance benefits. Once the medical expenses occur during the break, they will not be reimbursed. In addition, breaking off social security for a long time may also affect personal credit records and bring inconvenience to future life.

Third, how to avoid cutting off social security and medical insurance?

In order to avoid breaking off social security and medical insurance, individuals should pay social security and medical insurance fees in full and on time. If the payment cannot be made on time due to special reasons, it may apply to the relevant departments for deferred payment or overdue payment. At the same time, individuals should also pay attention to their social security and medical insurance payment, and check the payment records in time to ensure that there is no missing or wrong payment.

Four. Matters needing attention in paying back social security and medical insurance

If an individual has cut off social security and medical insurance, he should pay it back in time. Pay attention to the following points when paying back the money: first, know the specific payment time and amount to ensure the accuracy and timeliness of payment; Secondly, it is necessary to understand the payment methods and processes to avoid payment failure due to improper operation; Finally, keep relevant payment vouchers and records for future inquiry and verification.

To sum up:

Social security and medical insurance can be broken off for one month, but it is not recommended. Individuals should pay social security and medical insurance fees in full and on time to ensure that their social security records and medical insurance benefits are not affected. If the payment cannot be made on time due to special reasons, it may apply to the relevant departments for deferred payment or overdue payment. At the same time, individuals should also pay attention to their social security and medical insurance payment, and check the payment records in time to avoid missing or wrong payment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 63 provides that:

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

People's Republic of China (PRC) social insurance law

Article 86 provides that:

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.