Individuals pay social security can be fully refunded how to refund

Can not be refunded, much less in full. The state has regulations, the money of the pension insurance can only accumulate 15 years of payment after the retirement of the monthly receipt. However, there are several situations in which you can take out the money from your personal pension insurance account.1. Settling abroad.2. Death.3. Repeated participation in insurance.4. Reaching the legal retirement age with less than 15 years of accumulated contributions. Article 14 of the Social Insurance Law stipulates that individual accounts may not be withdrawn in advance, and that the interest rate of the account shall not be lower than the interest rate of bank time deposits, and shall be exempt from interest tax. If an individual dies, the balance of the individual account can be inherited.

Article 14 of the Social Insurance Law stipulates that individual accounts shall not be withdrawn in advance, and the interest rate shall not be lower than the interest rate of time deposits in banks, and shall be exempted from interest tax. If an individual dies, the balance of the individual account can be inherited. Article 16 of the basic pension insurance individuals, reaching the legal retirement age when the accumulated contributions for fifteen years, the monthly basic pension. Individuals participating in the basic pension insurance, reaching the statutory retirement age, the accumulated contributions of less than fifteen years, you can contribute to the full fifteen years, receive a monthly basic pension; can also be transferred to the new rural social pension insurance or urban residents social pension insurance, in accordance with the provisions of the State Council to enjoy the corresponding pension insurance treatment.