Can I refund the social security paid by Hangzhou if I don't pay it?

If you can't pay social security, you need to find out the reason for not paying it first, and then solve it accordingly. There are two ways to pay social security, one is the company's payment, and the other is the employee's individual application for payment.

Reasons why the social security paid by the company cannot be paid:

1. The social security paid by employees in other units or by themselves has not been stopped, so the new unit cannot pay social security for employees. Then employees need to ask the original unit to stop insurance, and if they pay, they will go to the Human Resources and Social Security Bureau to stop insurance.

2. The employee's social security account is in arrears, which makes the company unable to register and pay social security for employees. Then the employee needs to pay the arrears, which will be paid by the unit.

3. Employees reach retirement age. After the employee reaches retirement age, the unit cannot register and pay social security for the employee. Employees who reach retirement age and fail to pay enough social security can apply for delayed retirement and continue to pay social security.

Reasons why individuals cannot apply for social security:

1. Individual applications for social security can only be processed at the employee's domicile, not in other areas.

2. If the company doesn't stop insurance for employees, employees can't pay social security by themselves.

3. Employees can no longer pay social security after they reach retirement age and enjoy pension insurance benefits.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.