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Proportion of medical insurance payment base in Beijing
1. Employee: The salary base is based on my average salary last month. Pay the basic medical insurance premium according to 2% of the salary base I pay and transfer it to the employee's personal account;
2. Employer: The sum of the salary bases paid by all employees is taken as the salary base for the unit to pay the basic medical insurance. Pay the basic medical insurance premium according to 9% of the wage base paid by the unit.
The process of medical insurance payment:
1. Individuals can pay as freelancers. The condition of participating in insurance is that an individual has an urban hukou or a rural hukou. As long as these two conditions are met, individual endowment insurance and medical insurance can be paid in the local social security department.
2. If you want to pay social security, you need to go to the social security service point of the local community street or the labor and social security bureau of the county-level social security bureau to handle related business;
3. The parties can pay medical insurance in the Social Security Bureau or the Municipal Labor and Social Security Bureau with relevant information, and they need to provide personal household registration books; ID card, copy of ID card; One-inch photos, etc.
4. The individual payment standard is based on the average salary of local social security in the previous year, in which the proportion of pension insurance payment is 20% and the proportion of medical insurance payment is 9%.
To sum up, the biggest difference between the medical insurance payment base is that the medical insurance payment base is high, and the insured's personal account funds are high, while the medical insurance payment base is low and the insured's personal account funds are low.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
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