How many years do you have to pay for Shanghai health insurance to enjoy lifelong health insurance?

Shanghai medical insurance to pay fifteen years can enjoy lifelong medical insurance.

Shanghai's social medical insurance system stipulates that if an employer and its employees have paid medical insurance premiums for more than fifteen years, the employees will be entitled to basic medical insurance benefits after retirement. This means that in Shanghai, as long as an employee has paid health insurance premiums for fifteen years, they will be able to enjoy the basic health insurance benefits for life after retirement. If an employee has not yet reached 15 years of contributions, they can choose to continue to make contributions until they meet this requirement to ensure that they will be able to receive health insurance coverage after retirement.

Requirements for the number of years of medical insurance contributions:

1. Men who have contributed for 25 years and women who have contributed for 20 years can enjoy lifelong medical insurance;

2. Both men and women in the Shanghai area need to have contributed for 15 years in order to be eligible for medical insurance after retirement;

3. Social medical insurance provides workers with the protection of their basic medical needs in case of illnesses;

4. The required number of years of contribution can continue to contribute until the conditions are met.

In summary, the Shanghai Municipal Health Insurance stipulates that workers who have paid health insurance premiums for a total of more than fifteen years can enjoy basic health insurance benefits for life.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 27

Individuals who have participated in the basic medical insurance for employees and have paid contributions for a total of up to fifteen years when they reach the statutory retirement age shall no longer be required to pay the basic medical insurance premiums after their retirement and shall be entitled to the basic medical insurance benefits in accordance with the state regulations; those who have not yet paid the premiums for up to fifteen years may pay the premiums for up to fifteen years, and shall be entitled to the basic medical insurance benefits in accordance with the state regulations. If you have not yet reached the national limit, you can contribute to the national limit.