How to reimburse pregnancy medical insurance reimbursement?

Pregnancy insurance reimburses expenses incurred before and during childbirth. When going through the admission formalities, the hospital will leave the social security card birth registration service form, and automatically withdraw the reimbursement part when checking out. Maternity insurance can reimburse maternity medical expenses and pay wages during childbirth.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Collection process:

The first step is to collect all the information about your birth. In the second month after giving birth, you can submit materials to the personnel department of the unit. For example, Ma Bao gave birth to a baby in August, so you only need to submit the materials in 5438+ 10. Don't worry about September, because the information of the hospital may not match the information of the Social Security Bureau in September, so it can't be reimbursed for the time being.

Step 2: The unit fills in the Approval Form for Manual Reimbursement of Maternity Insurance Expenses and the Summary Form for Reporting and Settlement of Medical Expenses for Manual Reimbursement of Maternity Insurance in Beijing. All receipts will be pasted on the approval form according to the prescription details and submitted to the Social Security Bureau for reimbursement on June 1-20 every month.

The third step, social security will pay the reimbursement into the unit account, and after the unit receives the money, it will distribute the reimbursement expenses to individuals.

The money for giving birth to a child in a hospital can be settled in real time or reimbursed later. The cost of giving birth includes the hospitalization fee for normal delivery and the cost of family planning operation.

legal ground

Article 54 of the Social Insurance Law of People's Republic of China (PRC) * * * If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 55 of People's Republic of China (PRC) Social Insurance Law includes the following contents:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Article 56 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees may enjoy maternity allowance in accordance with the provisions of the state under any of the following circumstances:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.