Is it cost-effective for a 59-year-old man to buy out social security at 90 thousand

Hello! It is not cost-effective for a 59-year-old man to buy out 90 thousand social security at one time, depending on your life span. According to China's pension insurance policy, as long as you are alive and reach the legal retirement age, you can go through retirement procedures according to law and receive a monthly pension until the month of your death. From the month after your death, the Human Resources and Social Security Bureau stopped giving you a pension. As long as you are alive, the amount of pension will increase every year, and it will be higher every year. This is called letting the elderly share the dividends brought about by the economic development of reform and opening up. Suppose you retire at the age of 60 and die at the age of 70, then the accumulated amount of pensions issued by the Human Resources and Social Security Bureau has already exceeded 90,000 yuan; If you live to 80, 90 or even 100, you will make a lot of money. If the life span is short, I won't say much. You know that. Thanks for reading!