How much social security do companies and individuals pay?

Social security is linked to wages, and the proportions borne by units and individuals are generally: endowment insurance (20% for units and 8% for individuals), medical insurance (0/0% for units and 2% for individuals), unemployment insurance (0/0/%for units and 0.2% for individuals), maternity insurance (0.8% shall be borne entirely by units) and maternity insurance. Because the per capita income varies from place to place, the proportion of provinces and cities is also different.

Endowment insurance: company 1680*20%=336, individual1680 * 8% =134.4;

Unemployment insurance: company1680 *1%=16.8, individual1680 * 0.2% = 3.36;

Industrial injury insurance: company 1680*0.25%=4.2, individual 0;

Maternity insurance: company1680 * 0.8% =13.44; Personal 0

Medical insurance: company 2521*10% = 252.1,individual 252 1*2%+3=53.42.

To sum up: how much does the social security company pay = 336+16.8+4.2+13.44+252.1= 622.54.

How much does the social security individual pay =134.4+3.36+53.42 =191.18.

Extended data:

Social security foundation

The social security payment base generally refers to the salary of the current month. The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

development status

Entering 20 15, Tianjin, Chongqing, Fujian, Jiangxi and other places have implemented new social security payment base standards. Compared with 20 14, the social security fees paid by employers and employees have increased to varying degrees.

60%-300% of the average social wage is generally used as the base of social security payment. If the average wage is lower than the lower limit, it shall be calculated according to the lower limit, and if it exceeds the upper limit, it shall be calculated according to the upper limit. Due to historical and practical reasons, the average social wage is inflated, which cannot fully reflect the real situation of the average income of social groups. "Therefore, the linkage mechanism between the social security contribution base and the average social wage itself is debatable. In addition, the floating social security payment base will inevitably increase the payment burden of enterprises and low-income groups. How to balance the rights and obligations of the insured requires overall consideration and corresponding supporting measures. ?

First, reduce the social security contribution rate. At present, the contribution rates of five social insurances in China, namely, pension, medical care, unemployment, work injury and maternity, are 36.6% for enterprises and 1 1% for individuals, which together exceed 40% of individual wages, and are on the high side in the world. Under the background of high social security contribution rate, it will undoubtedly further increase the burden of payment and affect the enthusiasm of participating in insurance. The Third Plenary Session of the 18th CPC Central Committee clearly pointed out that the coverage of insurance payment should be expanded, and the social insurance premium rate should be appropriately reduced in a timely manner.

Second, increase public financial input. The data show that social security expenditure accounts for 12% of China's fiscal expenditure, which is far lower than the proportion of 30%-50% in western countries, and even the proportion of some middle-income countries is above 20%. To fundamentally solve the possible gap in pension, we must adjust the structure of China's fiscal expenditure. All localities should not only focus on the public's social security payment base, but also shoulder the responsibility of the government, increase public financial input, and make the security system bigger and stronger. ?

Third, improve the level of protection. After the base of social security contributions rises, workers are most concerned about whether the more money they pay, the more benefits they enjoy. In 20 12, Guangzhou plans to raise the individual payment standard of residents' medical insurance, but according to the plan, the medical insurance expenses paid by Guangzhou residents will increase by 50%- 108%, while the medical insurance reimbursement for residents will only increase by 5%. This aroused strong public doubts, and the adjustment plan was immediately stopped. At present, some places only announce how much the social security contribution base has increased, and are vague about the improvement of social security benefits such as pension replacement rate, which naturally makes it difficult to win public understanding and support. ?

Fourth, realize the preservation and appreciation of social security funds. While raising the base of social security contributions, relevant departments need to use their brains to maintain and increase the value of social security funds through diversified investment, so as to prevent the public pension funds and life-saving funds from shrinking in vain.

It should be noted that social insurance is not social welfare, and the insured must fulfill the obligation of payment before enjoying the benefits. Whether from the benign development of social security system or the improvement of security level, it is the general trend to raise the payment standard appropriately. The crux of the problem lies in how to formulate a package, and a number of measures go hand in hand, so that the public can clearly and safely pay the bill.

Baidu Encyclopedia: Social Security Payment