Can I get a refund if the medical insurance for Kunming employees stops late?

The Regulations on the Implementation of the Social Security Law has corresponding provisions: Article 3 If an individual who participates in the basic old-age insurance for employees has paid less than 15 years after reaching the statutory retirement age and has not transferred to the new rural social endowment insurance or urban residents' social endowment insurance, the individual may apply in writing to terminate the basic old-age insurance relationship for employees. After receiving the application, the social insurance agency shall inform it in writing of the consequences of terminating the employee's basic old-age insurance relationship, terminate the employee's basic old-age insurance relationship after my written confirmation, and pay the amount stored in the personal account to me in one lump sum.