Reform of social insurance system model

In the past 30 years of reform and opening up, China's social security has developed by leaps and bounds. The reform and development of social security system in China can be divided into four stages. At present, the main problems faced by China's social security reform are: although a multi-level social security system has been initially established, there is a lack of organic connection between all levels; Although the system mode of combining unified account with unified account has been determined, the long-term empty account operation has made the semi-accumulation system not implemented; Although new progress has been made in expanding coverage, efforts are still needed to prevent "fragmentation" and establish a unified social security system. In the process of developing and reforming the social security system, we should first pay attention to the relationship between economic policy and social welfare policy to prevent Latin beautification; Second, we should pay attention to the relationship between the unified account and the partial accumulation system, and use Scientific Outlook on Development to lead the social security reform.

In the past 30 years of reform and opening up, China's social security has developed by leaps and bounds, and the framework of social security system has basically taken shape. In cities and towns, China has basically established five social insurance systems: pension, medical care, unemployment, work injury and maternity insurance, and fully implemented the minimum living security system; In rural areas, China is promoting the minimum living security system in an all-round way, trying to explore the old-age insurance system and speeding up the pilot reform of the new cooperative medical system. China's social insurance coverage has been continuously expanded, the financing channels have been gradually broadened, the fund's guarantee ability has been significantly enhanced, and the number of people enjoying social security benefits has increased rapidly. The number of participants in five social insurances increased by 7% annually, and the income of five social insurance funds increased by about 20% annually.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.