New retirement policy for foreigners in Guangzhou

First, Guangzhou's new retirement policy for foreign registered permanent residence

Legal analysis: if the insured persons from different places who participate in the old-age insurance in Guangzhou reach retirement age, but have not reached the payment period, they must first extend the payment in Guangzhou and receive the basic pension on a monthly basis until they reach the minimum payment period.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Second, can foreign accounts be refunded in Guangzhou?

According to the regulations, if the basic old-age insurance relationship is not located at the place where the household registration is located, but the accumulated payment period in the place where the basic old-age insurance relationship is located reaches 10 years, the local treatment collection procedures will be handled and the local basic old-age insurance benefits will be enjoyed.

According to this regulation, foreign household registration in Guangzhou needs to pay social security 10 years in Guangzhou.

Women with foreign household registration have paid social security in Guangzhou for seven years and registered in Guangzhou for five years. Now they are 50 years old and have reached retirement age in Guangzhou, but they have not paid enough social security for l5 years. Can they continue to pay fees in Guangzhou for l5 years until retirement, or can they continue to pay fees for 15 years until retirement?

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Yes, you can.

The first basis for retirement is household registration, the second is where you paid 10 years, and the third is your own choice (the city that has paid social security for ten years).

According to your current situation, if you continue to work in Guangzhou for three years or more, you can meet the conditions for retirement in Guangzhou after 10 years (Guangzhou has been handed over 10 years, and there is no 10 years elsewhere). )

Happy every day!

Foreign household registration personnel can apply for retirement in Guangzhou as long as they have paid social security in Guangzhou for more than ten years. However, you have only paid in Guangzhou for 7 years and reached the legal retirement age, so you can only transfer the social security relationship paid in Guangzhou to the Labor and Social Security Bureau where your household registration is located. Is this the case? Go to Guangzhou Labor Bureau to consult the staff.

If you don't have a Guangzhou hukou, how can you retire in Guangzhou when you reach retirement age?

Many people think that Guangzhou insurance is enough, but it is not. Let's look at the specific requirements!

Non-Guangdong household registration retired in Guangzhou.

1, non-Guangdong household registration, if you pay social security for your household registration at the beginning, you need to have accumulated social security in any city in Guangdong Province for ten years, and the social security relationship in Guangzhou in the last five years before you can retire in Guangzhou.

2, non-Guangdong household registration, the original social security relationship for other provinces, accumulated for ten years, need to retire in the province accumulated for ten years.

3. Non-Guangdong household registration, the original social security relationship has accumulated for ten years in other provinces. If you want to retire in Guangzhou, you need to apply for an extension of five years of social security after paying five years of social security in Guangzhou before you can retire in Guangzhou.

After paying enough 15 years, you can retire directly in your personal unit or in Guangzhou. We are also registered in other places and retired from Dongguan. You can retire there if you buy 15 years.

3. Can foreigners apply for retirement in Guangzhou after paying social security intermittently 10 years?

For the insured registered in different places in Guangzhou province, if the last insured place is Guangzhou, and they have paid in Guangzhou for more than 5 years continuously, they can continue to pay in Guangzhou. Meet one of the following conditions, you can apply for a one-time payment of insufficient years.

If you want to retire outside the registered permanent residence, you must not only pay social security for at least 15 years, but also meet the requirements of the last pension relationship 10 years.

If a non-local household wants to retire in Guangzhou, the social security paid in Guangzhou must be accumulated for more than 10 years, and it must be the last insured place with a social security relationship of 10 years, and the accumulated social security payment must be 15 years. You can apply for retirement in Guangzhou after reaching retirement age.

As we all know, under the same circumstances, people who pay social security in big cities can get much more pensions after retirement than those who pay social security in small cities. The most important factor in this is the local average social wage in the previous year, which is an important indicator affecting the level of retirement pension.

According to the principle of localized management of social security in China, people who have paid social security 10 years or more in a region can go through retirement procedures locally. Those who have paid social security for more than 10 years in multiple regions can go through retirement procedures in the last region that paid social security for 10 years. Those who have paid social security in many areas for less than 10 years can go through retirement procedures at the place where they have registered.

Take Guangzhou as an example. I have been in Guangzhou for social security 10 years, and now my social security has been transferred. Can I go through the retirement formalities in Guangzhou after retirement? There is an additional condition, that is, the social security relationship in Guangzhou must be retained before the legal retirement age. Only in this way can we go through the retirement formalities in Guangzhou, not in the place where our household registration is located.

Of course.

The social security payment period is cumulative, and it doesn't matter if it is discontinuous. After paying 10 years, you can choose to retire locally.

Many places participate in endowment insurance, and the policy provisions for determining the place to receive treatment are:

Those who have participated in the old-age insurance at the domicile shall retire at the domicile, and those who have not participated shall be checked from the retirement time, where to pay for ten years before retiring, and where to retire at the domicile.

Can a foreigner who has not paid social security for ten years in a row retire in Guangzhou? I think generally speaking, this kind of words should be impossible. Although you haven't paid it for ten years, if you want to go back to Guangzhou to pay social security, it should not exist. If you have been working here, of course, you can hand it in, but if you don't work here, you still have to hand it in locally.

If a foreigner is in Guangzhou, he can't apply for retirement in Guangzhou after paying social security for less than ten years. Because it takes more than ten years to apply for Guangzhou, he can choose to continue paying in Guangzhou for another ten years and then choose to transfer.

4. Can I return my foreign account locally?

The registered permanent residence and working relationship can be returned in different places. However, it is recommended to go to the window of the local people's social security bureau to inquire about the specific procedures and operational procedures, so as not to delay time.

1. How do foreigners apply for retirement when they have registered permanent residence?

When the insured persons with inter-provincial floating employment meet the conditions for receiving treatment, the place for receiving treatment shall be determined according to the following provisions:

(a) the basic old-age insurance relationship in the domicile, the domicile is responsible for receiving treatment procedures, enjoy the basic old-age insurance benefits.

(2) If the basic old-age insurance relationship is not located in the domicile, but the accumulated payment period in the domicile of the basic old-age insurance relationship has reached 10 years, the local treatment collection procedures shall be handled and the local basic old-age insurance benefits shall be enjoyed.

(3) If the basic old-age insurance relationship is not located at the domicile, and the cumulative payment period in the locality where the basic old-age insurance relationship is located is less than 10 year, the basic old-age insurance relationship will be transferred back to the original insured place, and the payment period will be 10 year, thus enjoying the basic old-age insurance benefits.

Second, the retirement process

1. The employer prints the personal account storage amount and average wage index of the endowment insurance in the social security sub-center with the endowment insurance manual signed by the employee;

2, to the administrative department of labor and social security for retirement benefits approval procedures;

3. Submit the approved Examination and Approval Form for Retirement of Employees in Urban Enterprises in Guangzhou, the files of pension benefits for retirees and other materials to the Social Security Sub-center for retirement benefits review.

Legal basis: Article 73 of the Labor Law of People's Republic of China (PRC): Laborers shall enjoy social insurance benefits according to law under the following circumstances:

(1) Retirement;

(2) Being sick or injured;

(3) Being disabled at work or suffering from occupational diseases;

(4) unemployment;

(5) bearing.

After the death of an employee, his survivors shall enjoy the survivors' allowance according to law. The conditions and standards for workers to enjoy social insurance benefits shall be stipulated by laws and regulations. Social insurance premiums enjoyed by workers must be paid in full and on time.