Shenzhen housing policy inquiry?

1. Shenzhen house purchase policy inquiry?

The supplementary notice of Shenzhen Municipality on further implementing the spirit of the the State Council Document and resolutely curbing the excessive rise in housing prices clearly stipulates that the policy of restricting the number of housing units for households in this Municipality will be temporarily implemented. Households registered in this city (including those whose family members are registered in this city) are restricted to purchase 2 sets of houses; For non-local registered families who can provide tax payment certificates or social insurance payment certificates for more than 1 year in this city, the purchase of 1 house is restricted. Details are as follows:

First, the conditions that deep households need to meet when buying a house in Shenzhen (family as a unit)

You can buy two sets of ordinary houses in Shenzhen, with a down payment of 30% for the first house and 70% for the second house.

Second, the conditions that non-deep households need to meet when buying a house in Shenzhen.

(1) Qualification for purchasing a house

Non-Shenzhen hukou: 30% down payment for the first suite (social security has been purchased for one year, and the supply has not been stopped in the latest year) and 70% down payment for the second suite (Shenzhen real estate has been sold, with loan records).

Non-deep households: no social security, social security less than one year or no payment in the last year, no qualification for buying a house. (Social security for one year: generally refers to 13 months or more)

(2) Non-deep households need to meet the following conditions (related materials) when they borrow money to buy a house in Shenzhen:

1, with legal and valid identification (resident ID card, household registration book or other valid identification and proof of marital status;

2. Have a good credit record and willingness to repay;

3, with a stable source of income and the ability to repay the loan principal and interest in full and on time;

4. Commercial housing sales (pre-sale) contract or letter of intent signed with the purchaser;

5. Have the ability to pay the down payment of the purchased house;

6. Open a personal settlement account in a bank;

7. There is an effective guarantee recognized by the lender;

(3) Non-deep households need to provide materials

Your ID card, household registration book, marriage certificate (if you are not married, provide a single statement), proof of income, provide the ID card and telephone number of the local guarantor. If the monthly payment exceeds 3,000 yuan, you need to provide proof of your bank account or stock fund in the past three months, but it must be your own name. (Generally, the monthly running water needs to be 2.5 times of the monthly supply. )

2. What is the housing purchase policy in Shenzhen?

20 10 Shenzhen issued the supplementary notice on housing, which was issued on the basis of the Notice on Printing and Distributing the Opinions of Shenzhen Municipality on Implementing the Spirit of the the State Council Document and Resolutely Curbing the Excessive Rise of Housing Prices, and demanded that the document issued by Guofa [2065 438+00] 10 be unswervingly implemented, and the recent macro-control of credit, land and real estate strengthened by relevant departments in the State Council, the Supplementary Notice, should be earnestly implemented. For non-local registered families who can provide tax payment certificates or social insurance payment certificates in Shenzhen 1 year or above, the purchase of 1 house is restricted.

The Supplementary Notice emphasizes that families with registered residence in Shenzhen and families with non-registered residence in Shenzhen who own two or more houses and cannot provide tax payment certificates or social insurance payment certificates in Shenzhen 1 year or above will be suspended from buying houses in this city. From the date of promulgation, all commercial housing transactions must implement the provisions of this notice. The determination of the transaction time shall be based on the signing time of the purchase contract on the information system of the real estate administrative department.

3. Can I buy a house in Shenzhen?

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Some cities have relaxed the threshold for settlement and implemented the policy of buying houses into households, so some people will want to know whether Shenzhen can also buy houses in Shenzhen and whether it can settle down. Next, Bian Xiao will briefly introduce you to buying a house in Shenzhen.

1. Now Shenzhen does not implement the policy of buying houses and entering households. In the history of Shenzhen's development, the policy of buying houses and entering households has been implemented twice. For example, Bao 'an and Longgang implemented the 1995 policy of buying houses and entering households, but there were too many loopholes in the policy and the follow-up management was difficult, so Shenzhen cancelled the policy of buying houses and entering households in 2003.

2. Shenzhen does not implement house purchase. Shenzhen has a large population and scarce land resources; Moreover, the policy of buying houses and entering households does not meet the demand for talents; The policy of purchasing houses and moving in has been implemented to a certain extent.

3. At present, Shenzhen implements talent introduction and settlement, tax settlement and policy settlement. The conditions for settlement are full-time undergraduate degree or above, and the age is under 45 years old; Or generally under the age of 35; Or have advanced professional skills. Personal declaration requires continuous payment of social security for more than 7 months.

4. For the imported talents, Shenzhen grants undergraduate10.5 million yuan, master's 25,000 yuan, and doctor 30 yuan. Various districts in Shenzhen will also give some common ways to settle down, which can be divided into pure 065,438+09 points and 65,438+005 to start applying.

Bian Xiao concluded: Regarding whether you can buy a house in Shenzhen, Bian Xiao would like to make a brief introduction here. I hope you can understand the Shenzhen settlement policy after reading this article. For detailed settlement policies, you can consult the local household registration management department.

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Fourth, Shenzhen housing policy.

Legal analysis: conditions for buying a house: household registration in this city: there is no social security period and individual tax limit for buying a house in this city. Non-local household registration: (1) Eligibility for purchasing the first suite: If non-local household registration families cannot provide the accumulated personal income tax or social insurance certificate of 1 year or more in this city within two years before the date of purchase, the sales of newly-built commercial housing will be suspended. Family members who are not registered in this city have full-time bachelor degree or above or junior titles, and can provide the labor contract of the city's work unit within two years before the date of purchase and the social insurance certificate of this city for more than half a year, they can purchase the first set of new commercial housing in our city. (2) Qualification for purchasing a second house: If you have an existing house and can't provide personal income tax or social insurance certificate for more than two consecutive years in this city within three years before the date of purchase, you will be suspended from selling new commercial housing. Legal basis: Article 7 of the Provisional Regulations on the Registration of Real Estate shall be handled by the real estate registration agency of the people's government at the county level where the real estate is located; The people's governments of municipalities directly under the central government and cities divided into districts may determine the real estate registration agencies at the same level to uniformly handle the real estate registration in their respective jurisdictions. Real estate registration across county-level administrative regions shall be handled by real estate registration agencies across county-level administrative regions respectively. If it cannot be handled separately, it shall be handled through consultation by the real estate registration agency across county-level administrative regions; If negotiation fails, it shall be handled by the common real estate registration department of the people's government at the next higher level. Article 60 of the People's Republic of China (PRC) Urban Real Estate Management Law shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate when real estate is transferred or changed, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level. If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.