Does it matter if social security is broken?

Social security is a problem that every worker and employer need to consider. For workers, all aspects will have certain security functions during work and after retirement. So what happens when social security is broken? The following is my legal knowledge about "what will happen if social security is broken". Welcome everyone to read.

How serious are the consequences of cutting off social security?

1, as long as it is interrupted for one day, it will be recalculated in five years.

People in big cities know how important it is to get social security continuously. For example, in Beijing, if you are a foreign hukou, you can only buy a car and a house in Beijing if you have been on social security for five consecutive years. The social security here only includes five insurances.

2. Pension insurance must be paid for 15 years before you can enjoy life after retirement.

The same is true of medical insurance. Women pay enough for 20 years, men pay enough for 25 years, and they can enjoy life after retirement. The most uneconomical thing is that the number of years is not enough, you know. What I want to explain here is that both pension and medical care can be accumulated, and they can be renewed if they are broken.

It doesn't matter much if other insurance is cut off. As long as unemployment insurance, maternity insurance and housing accumulation fund are paid 1 year, industrial injury insurance can be used. What I want to say here is that social security is mandatory, that is, you have to pay social security for one day when you work in the unit, so there is actually no choice between paying and not paying during your work.

What if social security is broken?

1. If you are buying a house or a car, you must pay attention to:

Don't break it, even for a month. According to Beijing's regulations, it is impossible to pay it back. After five years, it will be counted from scratch. Many job-hopping friends will face this problem. No one will help you pay for the break. Be sure to find an intermediary to make a transition in advance. There are many intermediary companies on the internet to help pay social security. You can pay according to the minimum base.

2. If you go to provide for the aged, pay attention to the following points:

(1), the years of pension and medical insurance can be accumulated. If it is interrupted, you can pay enough years. If the retirement age is not enough, Beijing hukou can apply for deferred payment, and foreign hukou can only apply for deferred payment if the payment has reached 10 years. If it is less than 10 years, it can only be transferred back to the place where the account is located for renewal.

(2) If the medical insurance is broken, the medical insurance benefits will stop from next month, and the re-payment can still be reimbursed. If the payment is cut off, the medical insurance card has a recovery period of 2 to 3 months. In these two to three months, only manual reimbursement can be made, so the medical insurance card cannot be reimbursed automatically. In other places, it is stipulated that if the overdue payment exceeds 2 months, there will be a waiting period of 6 months, during which it cannot be reimbursed.

(3) To handle the social security payment business, we must first transfer the files to local talents. The specific process is as follows: open a transfer letter to the talent exchange service center with your personal ID card and household registration book-take the file out of the unit with the transfer letter-go through the relevant formalities at the talent exchange service center with debit cards (designated banks), personal files and other related materials. At that time, as long as you deposit enough insurance amount into your debit card every month, including medical insurance, old-age insurance and unemployment insurance. The talent exchange service center collects file storage fees every month.

As can be seen from the above related knowledge, the failure of social security will cause us a lot of unnecessary influence. Therefore, we should always pay attention to our social security payment, so as not to cause unnecessary influence on ourselves.